LML completes buy out of Beanstream Internet Commerce

LML Payment Systems ("LML") (NasdaqCM:LMLP), a leading provider of financial payment processing solutions for e-commerce and traditional businesses, announced today that it has completed its acquisition of Beanstream Internet Commerce ("Beanstream"), a leading provider of authentication and Internet payment processing solutions based in Victoria, BC.

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The acquisition strengthens LML's position as a financial payment processor by expanding its suite of payment processing solutions and allowing the Corporation to develop a leadership position in credit card processing, electronic funds transfer, automated clearinghouse payment processing and authentication services for both e-commerce and traditional businesses.

Beanstream processes over 1.5 million transactions per month, and its scalable business model is capable of supporting a significant increase in daily transaction volume with minimal incremental capital cost. As an established major payment service provider, Beanstream will allow LML to broaden the scope of its current market while offering current customers a more comprehensive line of payment processing solutions.

"We look forward to taking advantage of the Internet payment processing opportunities that Beanstream's profitable business model has presented us with," said Patrick H. Gaines, President and Chief Executive Officer of LML. "Beanstream's products broaden our suite of payment processing solutions, enabling us to develop a leadership position in credit card processing, electronic funds transfer, automated clearinghouse, credit store and authentication services."

"As we previously mentioned, our companies fit extremely well together, having complementary business strengths and similar operating cultures," said Craig Thomson, President and Chief Executive Officer of Beanstream. "We will enjoy greater market recognition and gain access to a broader pool of resources by becoming part of publicly held LML, which will allow us to further execute our business model and enable our customers to have more choices, flexibility, and cost-effectiveness in their payment processing solutions."

Pacific Crest Securities Inc. acted as the exclusive financial advisor to LML Payment Systems Inc., and PricewaterhouseCoopers Corporate Finance Inc. acted as the exclusive financial advisor to Beanstream Internet Commerce Inc. on this transaction.

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