PayDo has completed a direct integration with SEPA and SEPA Instant, providing businesses in Europe with a faster way to send and receive bank transfers.
The service no longer relies on correspondent banks and does not impose repeated document requests. Finally, payments can truly move without interruption, arriving the same-day for SEPA and momentarily for SEPA Instant.
The absence of outside intermediaries removes the delays and unexpected charges that often appear in older payment routes. Companies that depend on regular payouts get more reliable access to their funds, supported by PayDo’s status as a regulated electronic money institution and its all-in-one payment system that minimizes the need for intermediaries.
Several banks handling a single transfer is both normalized and outdated. Each step can slow the process and create uncertainty about timing and cost. PayDo wants to leave the era of intermediaries in the past. The company manages its entire payment flow within its own infrastructure. Transactions get verified automatically and reconcile as they occur.
Clients can view and track their activity through an API or dashboard with the same level of detail. These features serve industries that work with steady, high volumes of payments, including software services, online retail, marketplace operators, and iGaming. This development brings PayDo closer to full control of its payment operations and strengthens the experience offered to its clients. Businesses that manage frequent cross-border payments or payroll can depend on more consistent settlement times and clearer access to working capital. The result is a payment process that is easier to plan around and simpler to supervise.
“We have built an independent infrastructure that gives clients control over their payments - that was our baseline. Now, we are constantly innovating our offers to maximize this control and make it more direct; to see what else our clients can do, and how fast we can give it to them,” said Serhii Zakharov, Chief Executive Officer of PayDo. “By connecting straight to SEPA and SEPA Instant, we have taken an important step toward real time service throughout Europe. We have cut out a steady payment path that is not burdened by the limitations of third-party banks”.
Companies interested in using direct SEPA and SEPA Instant transfers may open an account with PayDo and gain immediate access to these services.