Klarna taps Marqeta for debit card expansion into 15 new European markets

This launch extends Marqeta’s long-term partnership with Klarna and leverages Visa’s Flexible Credential (VFC) technology, enabling customers to choose between paying now or later, all through a single debit card experience.

Through one integration with Marqeta’s platform, Klarna is able to accelerate time-to-market and scale efficiently across multiple countries. The Klarna Card is currently rolling out in the UK, Denmark, Germany, Norway and Poland, and is already available in Austria, Belgium, Finland, France, Ireland, Italy, the Netherlands, Portugal, Spain, Sweden, and the U.S.

“At Klarna, we believe everyday spending should be simple, flexible, and fair,” said David Sandström, Chief Marketing Officer at Klarna. “Together with Marqeta and Visa, we’re redefining how people pay across Europe, combining the simplicity of debit with the power of pay-later options in one seamless experience. The Klarna Card gives consumers a smarter, more transparent way to manage their money, on their terms.”

This new expansion follows the successful U.S. launch of the Klarna Card in June 2025, and builds upon Marqeta and Klarna’s long-term partnership. In July 2024, Marqeta became the first issuer processor in the U.S. certified for Visa Flexible Credential.

"We're proud to enable Klarna's European expansion with the deployment of Visa Flexible Credential in Europe," said Rahul Shah, Chief Product and Engineering Officer, Marqeta. "This rollout across 15 new markets demonstrates the power of Marqeta’s platform to advance innovation at scale, and we’re eager to continue growing our partnerships with Klarna and Visa to meet evolving expectations for what’s possible in payments."

Marqeta's platform empowers industry leaders like Klarna to create fully customized card programs using the latest innovative payment solutions, achieving significant scale without sacrificing control.