AhaPay, backed by Fingular, a global fintech holding headquartered in Singapore, announces a significant development in its regional expansion strategy by partnering with Paydibs, a long-standing player in Malaysia’s digital payments landscape.
This collaboration marks a pivotal step forward in bringing innovative BNPL solutions into the Paydibs ecosystem, enhancing payment flexibility and accessibility for both merchants and consumers nationwide.
Established under the regulations of Malaysia’s Financial Services Act 2013, Paydibs delivers secure and reliable payment solutions tailored for local businesses. Its expertise spans across multiple payment channels, from traditional card-based transactions to emerging digital wallet technologies, reinforcing its role as a trusted leader in the industry.
Through this collaboration, AhaPay introduces flexible 4 and 7 installment plans for all eligible merchants and users, creating unprecedented affordability and payment flexibility. Paydibs brings credibility and scale to the partnership, having earned the trust of renowned brands.
This tie-up expands AhaPay's reach by connecting to Paydibs’ vast pool of merchants nationwide. Merchants can benefit from improved sales performance and higher conversion rates through the availability of convenient installment plans. For consumers, particularly those focusing on essential expenses like insurance and healthcare, these installment options enhance financial well-being by distributing costs responsibly over time.
The integration will be anchored by the Paydibs NEO all-in-one terminal, which enables merchants to activate AhaPay BNPL alongside QR and card payments in-store. Onboarding onto the platform is simple and efficient, taking approximately 4-5 working days from initial application to live implementation. Once verified, merchants gain access not only to NEO but also to the wider Paydibs ecosystem, including online payment gateways, faster settlement cycles, and future financing solutions, providing a comprehensive platform to support business growth.
“The partnership emphasizes sustainability and inclusive growth, empowering underserved communities by fostering responsible consumer financing practices throughout Malaysia. It reflects AhaPay's ongoing mission to drive fintech and advance financial inclusion in the region” – underlined Harold Chen, CEO of AhaPay.
“Our collaboration with AhaPay goes beyond enabling BNPL, together we’re expanding financial access to underbanked segments and building more inclusive financial solutions for Malaysian merchants. We are making flexible payment options more practical for small businesses and more accessible for consumers. With Paydibs Neo as the entry point, and our broader ecosystem supporting merchants online and offline, this partnership represents an important step towards shaping a more resilient payments landscape.” – said Tee Kean Kang, Chief Commercial Officer of Paydibs.