Today, Remitly hosted our first-ever product event, Remitly Reimagine, where we launched Remitly One, a new all-in-one financial membership built for global life.
For the last 14 years, our customers have trusted us with one of their most important financial responsibilities: sending money across borders. That trust fueled us. We built one of the most capable payout networks in the world — connecting billions of bank accounts and mobile wallets and hundreds of thousands of cash pickup options, including home delivery. Today, we’re building on that foundation to help our customers do even more: move, manage, and grow their money with the same peace of mind they already expect from Remitly.
More than 300 million people, and millions of small businesses, live and work across borders. The money they send powers families, communities, and entire economies. Yet for far too long, managing that money has been harder, riskier, and more expensive than it should be. At Remitly, we see the people behind every transaction — the sister paying medical bills, the son covering school fees, the small business owner saving for the future — and we believe they deserve more than a single transaction. They deserve a trusted financial partner.
Introducing the Remitly One Membership
Remitly One is a new all-in-one financial membership built for global life. It brings together benefits across a suite of Remitly products including Flex, Wallet, and Cards designed to meet critical financial needs our customers face every day.
Remitly Flex is a cash advance product that lets customers “send now, pay later” up to $250 with no interest. Eligible customers can access Flex for free, with funds available in three days. Remitly One members unlock even more value: instant access to funding, multiple withdrawals up to their approved limit, and flexible repayment on their own schedule.
Remitly Wallet is a secure place for customers to hold money, lock in favorable exchange rates, and send when the time is right, right in the Remitly app. Remitly One members unlock even more value with a 4% annual boost on USD balances stored in their Remitly Wallet.
Remitly Card is a digital debit card that unlocks the ability to spend funds globally, directly from Remitly Wallet, with no foreign transaction fees. Available in early access to Remitly One members only.
Cash Back Rewards: Remitly One members can also earn rewards that turn everyday actions into steady progress. Starting today, members can earn up to $5 cash back per month through simple activities like adding funds to their Wallet or setting up autopay for Flex.
All of these products are available today. In the months ahead, we’ll introduce even more products and benefits to help customers move, manage, and grow their money with confidence:
Multi-Currency Accounts: Later this month, select eligible Remitly One members will be able to hold multiple currencies — including USDC stablecoins — right inside the Remitly Wallet. This will give customers more flexibility and greater protection in times of economic uncertainty.
Credit: Beginning in Spring 2026, U.S. customers will be able to access a Remitly line of credit that they can use to start establishing their credit history through simple activities – like sending money home. By reporting this activity to a U.S. credit bureau, we’ll help members start building a recognized credit profile, giving them a stronger financial foundation to make it easier to rent an apartment, finance a car, or even apply for a job in the future.
More Member Rewards: From third party benefits like identity protection and credit monitoring to exclusive rewards, members will see even more value added to Remitly One over time – with early access built-in.
Global Expansion: Just as Remitly launched with one corridor — U.S. to the Philippines — and grew into a global network spanning over 170 countries, today’s launch is the first step toward bringing Remitly One to our global customers. Stay tuned!
The Future of Financial Services Starts Here
At Remitly, we’ve always believed that financial services should do more than move money — they should help people move their lives forward. With Remitly One, we’re making it easier to manage money across borders, handle life’s surprises, and build lasting financial security.
With Remitly One, we’ve taken the first step in our evolution from a payments provider to a financial partner — helping customers prosper, build better lives, and share in the opportunities of global innovation. From covering an emergency expense to planning for a child’s education, Remitly One will be there. We’re here for the day-to-day decisions that shape a future – and for the once-in-a-lifetime moments that define it. This is Remitly One – a financial membership built for global life, and a foundation for the next decade of Remitly innovation.
Remitly One membership is available now to select eligible U.S. customers for a monthly fee of $9.99, with broader U.S. availability to follow by end of year. We are exploring support for additional countries in 2026 and beyond.