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Zopa Bank amasses $5 billion in customer deposits

Zopa Bank has surpassed £5 billion in customer deposits.

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The news comes just four years after getting its banking licence and four months after surpassing its previous £4 billion deposits milestone.

The achievement reflects the convenience, accessibility and competitive rates offered with Zopa Bank’s award-winning savings accounts.

Zopa Bank offers easy access, boosted pots (Smart Saver), fixed term savings, and ISA (Smart ISA) accounts that allow customers to choose the interest rate and access requirements that best suit their needs.

Customers can build a savings habit by setting up Zopa’s auto-save functionality, choosing a regular date and amount to automatically transfer into their primary Zopa savings pot. Zopa Bank’s Smart ISA has been a key driver in achieving the £5bn deposits mark, notably taking a significant percentage of the £12.3 billion of inflows into ISA accounts in April 2024.

This milestone comes after Zopa announced its first full year of profitability earlier this year. The bank now has 1.3 million users and continues to grow its customer base at 30% year-on-year.

In May, Zopa partnered with Octopus Energy to enter the renewable energy market with a specialised BNPL offering for solar panels EV chargers.

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