In partnership with BNP Paribas, 1POINT6 offers an avant-garde payment platform for marketplaces. Its brand name, a reference to the golden number, reflects the precision and efficiency of its API, which is broken down into six essential functionalities designed to transform the way payments are received and processed.

“From the outset of this project, we have been convinced by 1POINT6's strong potential, and the dynamism the fintech is demonstrating just a few months after its launch confirms this. By teaming up with Studio 321, we have created the conditions for rapid and efficient development. 1POINT6 has all the qualities needed to become a leading player in Europe in the field of e-commerce,” explains Neil Pein, BNP Paribas Group Sponsor of 1POINT6.

First approval, first customer and consolidation of its team

BNP Paribas has obtained the status of agent for the provision of payment services for 1POINT6 from the ACPR, enabling it to manage third-party payment, seller onboarding and transactions on its own behalf. At the same time, 1POINT6 has launched the process to become an Electronic Money Establishment (EME).

The fintech is pleased to announce the signing of its first customer. The My Pizza marketplace is already using 1POINT6 technology for its transactions. My Pizza, a pizzeria franchise, wanted to offer online payment to its franchisees to boost its growth. With 8 outlets, mainly in Western France, My Pizza has strong ambitions to increase its footprint in the rest of the country.

In a sector used to market launches and technical integrations lasting a year or more, this first active customer is a major achievement. Discussions are already underway with several other European marketplaces.

1POINT6 is also consolidating its management team alongside CEO Guillaume Massis, by welcoming Frédéric Minot as Chief Operating Officer (COO). Frédéric previously worked as Product and Technical Director at Hipay, a European online payment fintech. A graduate of the École Polytechnique, he was co-founder of several technology companies in the fintech, digital TV and cell phone sectors.



A fintech up and running in record time

“Discussions on this project began a year and a half ago. The commercial and technical developments have been extremely rapid, thanks to our access to the market, greatly accelerated by BNP Paribas' dominant position with companies and the operational excellence of our tech team,” comments Guillaume Massis, CEO of 1POINT6.

1POINT6 provides all the payment functionalities required by marketplaces

• Integration features: optimized, easy integration thanks to a comprehensive API accessible to all

• Cash in features: payment acceptance and access to multiple payment methods, adapted to each market.

• Cash out features: automatic redistribution of payments between third-party sellers and the marketplace, in instant or standard transfers.

• Automated onboarding of third-party sellers: based on a fast, intuitive KYC (Know Your Customer) process, equipped with comprehensive fraud management, powered by AI.

• Management functionalities: a unified view of all payments, to steer reimbursements, reconciliation, financial reporting and performance indicators from a single point.

• Anti-fraud functionalities: anti-fraud management system based on behavioral study and weak signals.

“Today, key accounts are still poorly served when it comes to some of the complex issues inherent in the marketplace model. Our modularity, combined with the high quality of our technology and its ease of use, are major advantages,” adds Guillaume Massis, CEO of 1POINT6.