GoCompare opens up APIs to fintech firms

UK price comparison site GoCompare is opening up its APIs to fintech firms, letting them pump in anonymised transaction data for analysis.

2 comments

GoCompare opens up APIs to fintech firms

Editorial

This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community.

The Machine Learning for Fintech project will give free access to APIs focused on transaction categorisation, merchant identification and insight on predicted spending.



The APIs produce a summary of the transactions and provide predictions on future spending, giving fintech startups customer insights without having to build up their own teams.

GoCompare says that it will also use the anonymised data to train and build robust machine learning models for the fintech community, which it says will ultimately benefit consumers.

Jackson Hull, chief operating and technology officer, GoCompare, says: "AI and machine learning are the future of financial services and will raise the benchmark of customer expectation."

Firms can apply for beta access now.

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Comments: (2)

Bradley Howard

Bradley Howard Head of Digital Media at Endava

The biggest surprise about this unsurprising story is why the site hadn't opened up these APIs beforehand.

Insurance companies and other financial organisations could benefit from new business models through their APIs.

In fact, any company with a transactional website should consider API commercial models.

Tanurag Nayyar

Tanurag Nayyar VP at Payments

"Anonymised" is the key word for me here as TPPs wouln't have the free will to share any data further without customer consent otherwise.

GDPR is going to dictate when a set of transactions could be qualified as annonymous to ensure customer information is protected when sharing transaction sets to other FinTechs.

Good thought GoCompare of building a massive repository of transactions - will be interesting to see the kind of trends that emerge from the analysis at some stage.

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