Hey Siri, send John $10

Hey Siri, send John $10

Apple is showcasing up-and-coming applications from Square and UK challenger bank Monzo which will enable iPhone users to transfer funds with a simple voice request via Siri.

Announced at Apple's World Wide Developer conference in June, the company is extending the use of Siri for the forthcoming release of iOS10 to enable users to interact with their apps using voice commands.

Monzo and Square are at the forefront of applying the SiriKit SDK to develop applications that will enable users to ask Siri to send a secure payments without ever opening an app.

"With Square Cash, you can easily ask Siri to send money to a friend, whether you're splitting the dinner bill, paying rent to your landlord or sending your roommate money for utilities," says Apple in a release previewing the integration.

The WWDC keynote in June showed off a number of potential applications, including a play by German digital bank Number26 to use Siri to send money to a friend in the Number26 contact book.

Similarly, developers at Monzo are working on ways for customers to ask Siri to send payments to fellow Monzo users, authenticating them with the touch of a finger with Touch ID.

Comments: (9)

A Finextra member
A Finextra member 02 September, 2016, 10:362 likes 2 likes

"Oops, a tenner was not £10K! And not THAT John!!" :)

What's wrong with tapping a couple of buttons?..

A Finextra member
A Finextra member 02 September, 2016, 11:003 likes 3 likes

Will Siri understand London Slang i.e.:

 

Send Bill a pony?

Send Ben a monkey?

Frank Mueller
Frank Mueller - Aderhold - Munich 02 September, 2016, 11:28Be the first to give this comment the thumbs up 0 likes

Awesome, great feature!

Dharmesh Mistry
Dharmesh Mistry - Temenos - Reading 05 September, 2016, 07:29Be the first to give this comment the thumbs up 0 likes

"Pay by a plastic card and charge interest on balances over 30 days"

"Pay by plastic just by tapping"

Every innovation is questioned... bt if it's convienient and useful or solves a problem like making payments easy then they should take off. Combine Siri with IFTTT and you get viv.ai and now we have something truely awesome watch this https://www.youtube.com/watch?v=Rblb3sptgpQ

Ian Ogilvie
Ian Ogilvie - Ogilvie Advisory - Sevenoaks 05 September, 2016, 08:43Be the first to give this comment the thumbs up 0 likes

Just because it is technically possible does not make it a winner, however easy and fast it is.  The key will be whether sufficient people will trust the brands involved and are sufficiently confident re the security of their banking details. 

A Finextra member
A Finextra member 05 September, 2016, 10:55Be the first to give this comment the thumbs up 0 likes

Hopefully Siri will realise when John is shouting at my phone from across the table to pay himself the entire contents of my account ;-)

Dharmesh Mistry
Dharmesh Mistry - Temenos - Reading 05 September, 2016, 11:14Be the first to give this comment the thumbs up 0 likes

@Ian, Yes of course, if its safe and secure, but who wouldn't want this kind of experience...

https://www.youtube.com/watch?v=Rblb3sptgpQ  (watch 9mins in, or whole thing if your really interested)

Ian Ogilvie
Ian Ogilvie - Ogilvie Advisory - Sevenoaks 05 September, 2016, 11:26Be the first to give this comment the thumbs up 0 likes

@Darmesh,  All the same people who currently don't use digital banking services and the myriad of wonderful tech capabilities in the market because they are not confident in them. A slick screen interface is great but not sufficient, particularly in banking, for much of the market.

Hitesh Thakkar
Hitesh Thakkar - FIS Payments Software and Services India - India 14 September, 2016, 16:101 like 1 like

@Dharmesh, Viv has good potential to be intelligent advisor ( I am not sure whether it is for replacing Siri) if combined with Pepper kind of Robo which is being put up by banks and retailers in Japan (Softbank) and ING (HQ) apart from being available as App but, as he mentioned needed more of those learning to go through developers for various aspects of life.

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