Forget Apple Pay, MasterCard's selfie pay and bitcoin, Finextra has seen the future of payments and it is Drone Pay.
Figures out today show that Brits have embraced contactless payments, with spending on tap and pay cards rising more than three-fold, to £7.75 billion, in 2015.
But the boys (of a certain age) at Consult Hyperion think that there is still room for improvement and have spent their Friday developing a "multi-card remote payments" system.
The device, consisting of a couple of cards stuck to a small drone, enables the user to save valuable walking energy by flying their payment to the point-of-sale.
And it's fast too - in this video, Dave Birch goes from lift-off to payment in under 90 seconds.
Of course, there is the chance of a system crash or user error:
...or card clash:
Drones have other potential financial services applications. Taking a leaf out of Amazon's playbook, during a hackathon in November Mondo's Simon Vans-Colina built a card delivery drone. It is not known whether Mondo has decided to adopt the idea.