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Microsoft has set up a fake bank branch in New York and tricked members of the public into handing over huge amounts of personal information.
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So ...
tell me again.
Why are we all being forced to implement all this PCI:DSS nonsense if the Yankee Doodles it's designed (and I use that term very loosely) to protect appear to see no problem in giving their sensitive data away to Honest Bill's Banking Emporium on the off chance of a couple of quid in the back pocket?
The payment world has gone mad!
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