Long reads

Search
clear
clear
Reset all filters

69 Results from "Scott Hamilton"

How retail giants like Starbucks and Staples are handling cash
Scott Hamilton

Scott Hamilton Contributing Editor at Finextra Research

How retail giants like Starbucks and Staples are handling cash

Despite the steady growth of debit or credit card transactions to a high percentage of their daily totals, retailers still must manage cash deliveries and collections for the remainder, other than the small number of items paid for via cheque or purchase order. That’s what a recent panel of three treasury leaders from leading retailers talked abou...

/retail

CFPB’s Section 1033: Will US open banking reach its potential?
Scott Hamilton

Scott Hamilton Contributing Editor at Finextra Research

CFPB’s Section 1033: Will US open banking reach its potential?

Just over a month since the US Consumer Financial Protection Bureau released its 'final ruling' on the expansion of the Dodd-Frank Act, the financial services world has now weighed in with a variety of detailed viewpoints on the landmark personal data rights and open banking regulation. Will the new requirements for banking and fintech providers s...

/regulation

Cyber-attack case studies: Data, costs, and solutions
Scott Hamilton

Scott Hamilton Contributing Editor at Finextra Research

Cyber-attack case studies: Data, costs, and solutions

Invite 165 or so treasury managers and other financial leaders and practitioners in a room, tell them you’re going to put them through a cyber-attack simulation, and advise that their actions will directly influence the exercise’s ultimate outcomes. Will they agree to do it? Of course they will! Especially since, according to an IBM study cited...

/security

Where is AI winning, and heading next in financial services?
Scott Hamilton

Scott Hamilton Contributing Editor at Finextra Research

Where is AI winning, and heading next in financial services?

The Evident AI Symposium in New York City saw insightful, and occasionally incisive, roundtable discussions on the current state of the AI industry across a number of related topics, with a specific focus on the financial services field. Opening remarks from Teresa Heitsenrether, chief data and analytics officer for JP Morgan Chase provided an o...

/ai

How sustainable finance powers community projects
Scott Hamilton

Scott Hamilton Contributing Editor at Finextra Research

How sustainable finance powers community projects

Two sessions at the Association for Financial Professionals (AFP) annual conference in Nashville - among several others covering various subsets of the discipline - offered practical and promising insights into the continuing growth of sustainable finance in the corporate and consumer arenas. One involved the Canadian/global bank CIBC and two of i...

/sustainable

How home-grown insights, big-bank connections fuel fast-growing treasury fintech
Scott Hamilton

Scott Hamilton Contributing Editor at Finextra Research

How home-grown insights, big-bank connections fuel fast-growing treasury fintech

When Treasury4’s executive team contacted Finextra to announce that it was joining the JP Morgan Payments Partner Network, we were intrigued by the ‘why.’ We wanted to know what being a part of the JPM ‘payments ecosystem’ would really mean to a fast-growing, ‘actual-experience-driven’ fintech start-up like the Spokane, WA-based treasury and finan...

/payments

Will ESG-linked accounts help banks stand out from their sustainable finance competitors?
Scott Hamilton

Scott Hamilton Contributing Editor at Finextra Research

Will ESG-linked accounts help banks stand out from their sustainable finance competitors?

When Standard Chartered introduced its ESG-linked account in August 2024, it wasn’t the first time the bank had turned its focus directly towards environmental and social issues in its product portfolio. In fact, the bank’s sustainable account - which offers clients access to their cash while investing the surplus to support United Nations Sustai...

/sustainable

US 2024 election: How AI policy differences will impact financial institutions and fintechs
Scott Hamilton

Scott Hamilton Contributing Editor at Finextra Research

US 2024 election: How AI policy differences will impact financial institutions and fintechs

Kamala Harris and Donald Trump’s artificial intelligence (AI) regulation and/or promotion within the financial services and fintech arena likely won’t differ much this November, based on a consensus of opinions found from experts in the field. At least not initially, say expert issue-watchers from sources such as the Center for Strategic & Int...

/ai

The 'good stuff' happening in sustainable lending in the US
Scott Hamilton

Scott Hamilton Contributing Editor at Finextra Research

The 'good stuff' happening in sustainable lending in the US

The Inflation Reduction Act (IRA), passed by the US Congress in 2022 and signed into law by President Biden, is working as intended, and America’s major banks are getting onboard with sustainable lending. That’s what we’re hearing from leaders of the financial institution wing of Boston-based Ceres – the nonprofit advocacy organisation formed in ...

/sustainable

US cheque dependency: Time for a change
Scott Hamilton

Scott Hamilton Contributing Editor at Finextra Research

US cheque dependency: Time for a change

The US leads the way in cheque usage among most countries across the globe, with about 11 billion items issued according to the most recent in-depth study available (2021). That’s a dubious honour, to be sure, though that annual item number has continued to drop over the past three years. Only France got anywhere close to the US in terms of per c...

/retail

US cheque dependency: How we got here
Scott Hamilton

Scott Hamilton Contributing Editor at Finextra Research

US cheque dependency: How we got here

Why does the US lead the world in the use of paper cheques? And why haven’t these traditional payment instruments simply ‘gone away’ given all the tremendous advances that have been forged in the financial services ecosystem, especially over the past 20 years or so? In many countries, they simply don’t exist at all, and in some, financial institut...

/retail

Connecting the dots between sustainability and banking
Scott Hamilton

Scott Hamilton Contributing Editor at Finextra Research

Connecting the dots between sustainability and banking

Sustainability – at least as a loosely defined concept - has been a focus for financial institutions since the early 2000s, when concerns about the effects of global warming skyrocketed worldwide. In some arenas, interest in confronting and adapting to changes in climate and society started growing well before that. Has that focus paid off in the ...

/sustainable

Welcome to Finextra. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.

Please read our Privacy Policy.

Accept