Paige McNamee - Community Author: Finextra Research

The Future of Regulation: Fintech's persistent dearth of diversity

Fintech has been found to bear a systemic gender diversity problem. This imbalance has been seen to play out severely across venture capital where female founders have received just 1.3% of all VC funding in Europe since 2017. For such a progressive industry, why are these discrepancies persisting, and should regulators do more to improve these s...

12 May 2022 /inclusion

The Future of Regulation: Time for ESG consolidation and cooperation

Paige McNamee

The Future of Regulation: Time for ESG consolidation and cooperation

This is an extract from Finextra's 'The Future of Regulation 2022' report. At COP26 in Glasgow, the formation of a new International Sustainability Standards Board (ISSB) was announced, with the intention of developing a comprehensive global baseline of high-quality sustainability disclosure standards to meet investors’ information needs. The anno...

09 May 2022 /regulation

The Future of Regulation: Building dynamic consumer protection schemes

Paige McNamee

The Future of Regulation: Building dynamic consumer protection schemes

Against the backdrop of fundamental, wide-reaching change into the digitisation of financial services, is the need to ensconce the consumer in regulatory protections so that they are not unduly exposed to risk that naturally accompanies the emergence and adoption of new technologies. We've seen the reinforcement of new and existing trends across f...

05 May 2022 /regulation

Open (Banking) for Business: UK retail banks’ growth engine

Paige McNamee

Open (Banking) for Business: UK retail banks’ growth engine

2022 has seen a surge in dialogue surrounding the purported value or objective of Open Banking, and whether this has been realised in the UK. While the debate has stoked critical thinking around what we should hope to achieve through Open Banking, there persist large questions around the potential benefits that remain on the table – particularly f...

25 April 2022 /payments

The Future of Regulation: Navigating CBDC unknowns and crypto appeal

Paige McNamee

The Future of Regulation: Navigating CBDC unknowns and crypto appeal

This is an extract from Finextra's 'The Future of Regulation 2022' report. CBDCs: A love-hate saga While monetary authorities in many countries around the world are conducting studies on the feasibility and utility of adopting CBDCs, there are only a few nations to date that have actually rolled out their own CBDCs, states Arvin Abraham, partner an...

13 April 2022 /regulation

The Future of Regulation: Building resilience with systemic change

Paige McNamee

The Future of Regulation: Building resilience with systemic change

This is an extract from Finextra's The Future of Regulation 2022 report. With financial services increasingly dependent on technology, players across the landscape must work toward building robust processes to ensure operational resilience. Incoming rules introduced by UK regulators are designed to guide firms in their plans for operational resili...

24 March 2022 /regulation

Multicloud strategy guide: one cloud good, two clouds better?

Paige McNamee

Multicloud strategy guide: one cloud good, two clouds better?

Cloud-based computing is an integral element to any forward-looking digital transformation strategy for financial institutions. This article will explore the key attributes of multicloud adoption being undertaken by many financial institutions, and features commentary from Commerzbank, Wells Fargo, and McKinsey. Multicloud strategy is now increasi...

21 March 2022 /devops

Ukraine: How fintech can prove itself to be a force for good

Paige McNamee

Ukraine: How fintech can prove itself to be a force for good

As the entire world watches on, trying to assist the plight of the Ukrainian people in whatever way they can, we’re also seeing industries adapt and tailor services to reach those most in need. Fintech is no exception. Speaking with fintechs including the NEAR Foundation, Griffin, GC Partners, Skymind, Banked, and Azimo, we have compiled their pers...

10 March 2022 /inclusion

The Future of Regulation: The step change facing Open Banking

Paige McNamee

The Future of Regulation: The step change facing Open Banking

Do we need to let go of Open Banking to embrace Open Finance? This is an extract from Finextra's The Future of Regulation 2022 report. Few concepts embody the essence of fintech in the way Open Banking does. Its fundamental purpose of opening-up the banking industry by paring back once unwavering control over client data by incumbent banks, is allo...

01 March 2022 /regulation

The fintech sentiment: The Kalifa Review’s scorecard one year on

Paige McNamee

The fintech sentiment: The Kalifa Review’s scorecard one year on

Hailed as a brilliant opportunity to keep modernising the regulatory environment upon its release, the first 12 months following the Kalifa Review’s publication has seen mixed progress. The Review outlined five core recommendations around which a roadmap would be built, these included policy and regulation; skills and talent; investment; internatio...

28 February 2022 /regulation

‘A crisis of vision’: Richard Turrin takes aim at the Fed’s CBDC report

Paige McNamee

‘A crisis of vision’: Richard Turrin takes aim at the Fed’s CBDC report

A leading voice in the international central bank digital currency (CBDC) dialogue, fintech consultant and author of Cashless, Richard Turrin has spent over a decade working in the financial technology industry in China and APAC and brings a unique perspective to his analysis of the diverging approaches being taken to CBDC strategy and adoption. On...

25 February 2022 /crypto

Why healthy tech partnerships should rank high on banks’ business strategy

Paige McNamee

Why healthy tech partnerships should rank high on banks’ business strategy

First and foremost, it’s clear that financial institutions must build a comprehensive (and coherent) technology strategy in order to select and effectively work with technology vendors. Of equal importance is avoiding being locked-in to a relationship where one party holds dominance over every decision, typically for an extended period of time. As...

11 February 2022 /retail

Long reads