DevOps - Long Reads, News, Articles & Research: Finextra

How proptech and fintech is coming together for a smarter future

The convergence of proptech and fintech is reshaping the future of both sectors. It brings all-embracing implications for the entire real estate sector, from planning and construction to loans, sales, and maintenance, and significant implications for the finance sector in expanding access to a major asset class that can be easily accessible, funda...

24 June 2025 /devops

Sehrish Alikhan Reporter at Finextra

What is the future of money in Europe?

The following article is an excerpt from The Future of European Fintech 2025: A Money20/20 Europe Special Edition. In the European payments space, emerging technologies are taking the lead to define what the next big thing will be in banking. Where is the future of payments leading, and how will it benefit the consumer and propel the industry forw...

09 June 2025 /devops

Hamish Monk Senior Reporter at Finextra

What is quantum computing?

Developments in quantum computing are edging the technology ever closer to real world, industrial application. So what is quantum computing exactly, and how might it be applied to financial services? The journey to quantum theory The history of physics can be characterised by successive scientific revolutions that deepen humanity’s understanding o...

27 May 2025 /devops

The evolution of the digital sandbox—fintech integration in 2025

Dominique Dierks Senior Content Manager at Finextra

The evolution of the digital sandbox—fintech integration in 2025

In 2025, modernisation continues to be one of the top agenda items for financial institutions. Innovative new use cases for technologies like AI and a wave of regulatory updates necessitate significant system and process modernisation, and with modernisation comes the need for testing. Many traditional banks want to include fintech solutions in th...

14 May 2025 /devops

Quantum computing will reach its inflection point in 2029: How investors should prepare

Madhvi Sonia Head of Content at Finextra

Quantum computing will reach its inflection point in 2029: How investors should prepare

In a recent discussion with Finextra, Anders Indset, a business author and investor based in Frankfurt, Germany, shares his insights on the future of quantum computing and its potential to revolutionise industries. He discusses the evolution of the quantum economy, highlighted the rapid advancements in quantum technology, and shares his thoughts o...

12 March 2025 /devops

Microsoft's Majorana 1 quantum computing chip: Explained

Madhvi Sonia Head of Content at Finextra

Microsoft's Majorana 1 quantum computing chip: Explained

17 years of research has led to Microsoft creating a new material and architecture for quantum computing. Majorana 1, the first Quantum Processing Unit (QPU), is powered by a hardware-protected topological qubit, and could have a substantial impact on the financial services and fintech industries. Here's how. What is quantum computing? Quantum com...

20 February 2025 /devops

Open banking: 4 application-specific recommendations for industry players

David O'Neill COO at APIContext

Open banking: 4 application-specific recommendations for industry players

Our recent report analyses the performance of open banking APIs from 29 UK-based bank brands, grouped into CMA9 banks, neobanks, and traditional banks. APIContext monitored Financial-grade API (FAPI) compliant consent endpoints for each bank brand using its active monitoring platform, with around eight million API calls made between 1 July 2023, ...

27 January 2025 /devops

Open banking in 2025: A year of opportunity for the UK

Henk Van Hulle CEO at Open Banking Limited

Open banking in 2025: A year of opportunity for the UK

2024 saw the UK achieve a great deal. We saw the completion of the Competition and Markets Authority’s (CMA) final roadmap for open banking, the introduction of the Data (Use and Access) Bill to Parliament, and the publication of the Government’s National Payments Vision (NPV), all of which set a clear path for the future of open banking in 2025 a...

20 December 2024 /devops

How data and SaaS are paving the way for embedded bank payments

Dominique Dierks Senior Content Manager at Finextra

How data and SaaS are paving the way for embedded bank payments

Our latest Finextra webinar, ‘SaaS savvy: Preparing for embedded and data driven bank payments’, hosted in association with Bottomline, discussed the transition to SaaS-based models in banking and payments, emphasising the need for data integration and analytics. Hosted by Finextra’s Gary Wright, the panel consisted of William Artingstall, managin...

22 November 2024 /devops

Forget fintech disruption - here's how European banks can become the disruptors

John Barber Vice President and Head at Infosys Finacle

Forget fintech disruption - here's how European banks can become the disruptors

This article has been co-authored by John Barber, regional manager - Europe, Infosys Finacle, Narasimha Prasad Nagaraja, senior director at Infosys Finacle, and Ramprasath Ganesaraja, head of AI research at Infosys Finacle. The allure of AI for efficiency, profitability, and reimagined customer experiences is drawing global attention. The challenge...

07 November 2024 /devops

How personalisation in embedded finance is the next step for African fintech

Níamh Curran

How personalisation in embedded finance is the next step for African fintech

This is an excerpt from the Future of Embedded Finance in Africa 2025 report. Embedded finance looks primed for continued growth throughout Africa. As it does, there will be increasing opportunities for financial services to personalise their services and give users the best financial products for their needs. Personalisation is at the core of emb...

30 October 2024 /devops

What should non-bank lenders consider when seeking capital to grow?

Warren Mutch Head of Speciality Finance at Shawbrook

What should non-bank lenders consider when seeking capital to grow?

Non-bank lending has evolved into an increasingly important source of finance for UK businesses and consumers, but without access to depositor capital, how can non-bank lenders expand their funding lines and support their clients? During the last decade non-bank lending has evolved from relatively niche market into a crucial source of finance for ...

18 October 2024 /devops

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