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1246 Results from 2014

Retired Member

Retired Member 

Systematic Internaliser on a wire

MiFID II imposes simple categories on a complex trading landscape, such as on- and off-exchange, or multi-lateral vs. bi-lateral. Obviously having some rules helps unravel complexity, but too many kills innovation. Walking this tightrope is not easy. Internalisation comes in two flavours. Either you have an order from a customer, agree a fixed pric...

/regulation

Retired Member

Retired Member 

Have you met your future consumer and workforce yet?

How many organisations do you know that look beyond the confines of their workplaces to understand the behaviour, values and even buying patterns of the future consumer? For any organisation to thrive, isn’t that what they should be doing? Are banks doing enough? Another big question here is how do we prepare children for a world where spending mon...

/retail

Retired Member

Retired Member 

Streamline operations for compliance

Risk management has been transformed beyond recognition in the past few years. The regulatory wave unleashed by the 2008 financial crisis has created a need for a new layer of operations for implementations of these legal requirements. Most banks are already improving their operations by throwing teams at the ‘deep end’ of run-the-bank and change-...

/regulation

Retired Member

Retired Member 

Is SaaS the new major agent of change in retail banking?

It's rare for all parties in a given industry to agree on something, but if the Ovum report, "The Critical Role for Cloud in the Transformation of Retail Banks" is to be believed, there is universal agreement (well, almost) that SaaS is the big transformer retail banking has been waiting for. Only the adoption timescales remain murkier. ...

/retail

Darren Capehorn

Darren Capehorn Director of Services at Icon Solutions

Mr Osborne, Is This Really Going To Make A Difference?

You may, like me, have been surprised to hear Sky News reporting recently that George Osborne’s Autumn statement will ‘turn the screw on Britain’s biggest banks by demanding an urgent overhaul of the seven-day current accounts switching regime’. It was only fourteen months ago that the Banking industry launched the Current Account Switching Service...

/payments

Retired Member

Retired Member 

Omni-channel banking addresses customer promiscuity

It's no surprise that trust in the banking system is at a low point. In fact, according to the 2013 Capgemini world banking report, between 2006 and 2013 there has been a 50 per cent increase in the number of people changing banks. More than 10 per cent of customers now change banks every year, and 40 per cent say they are willing to change banks ...

/retail

Retired Member

Retired Member 

The Technology of Financial Inclusion in Africa

With close to 80% of African families still without access to a conventional banking system, there is much work to be done to get basic financial services into the hands of the 1.1bn people that inhabit the world’s second most populous continent. Of that number, around 90 million people have household incomes exceeding $5,000, meaning that they ca...

/payments

Retired Member

Retired Member 

Science Says Paper Beats PDF: Can APIs Beat Them Both?

Remember when your utility bills landed on your doormat instead of in your inbox? Remember when you payed for them with a cheque instead of direct bank transfer? It struck me recently how much paper has disappeared from modern life, replaced instead by the undisputed king of electronic paper – the PDF. All of my utility bills are now "paperles...

/startups

Retired Member

Retired Member 

Is PFM the next big thing in the Middle-East?

In the Middle-East, consumers have typically been most comfortable performing banking activities via traditional face-to-face interactions, and digital banking is consequently not as well-established as it is in developed Western markets. However, the trend is changing: consumers – especially the younger, tech-savvy generation - in the region are ...

Tushar Chitra

Tushar Chitra Vice President, Product Strategy and Management at Oracle Financial Services

What a Bank Branch will be like in 2025!

The silence is profound even as I zip at incredible speeds down a road as smooth as glass. The car drives itself while I look through my activity log using my optical head-mounted smart eye-glasses. As I look up and down, sheets and reminders flicker across the periphery of my vision, and I plan my day. Today's Friday and I have a great deal to do...

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