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Steve D'Souza

Steve D'Souza Business Development at Iress

Boom! CoVid-19 - That put a spanner in the works! Working from homes....

When talking to our clients at the moment they fall into two camps- one for whom the dispersion of staff to a home office environment was a long way down the scenarios on their BCP, and therefore they are having to revamp their world to adapt to the dispersed workforce, and those that see this as an opportunity to “go digital”. I shall return to ...

/regulation /covid-19 Trends in Financial Services

Steve D'Souza

Steve D'Souza Business Development at Iress

Can you predict the future with Technology? Is this the end of Financial Planning?

The world of financial planning and wealth management has been heavily impacted by technology. The advent of mobile devices and cloud computing has ushered a more scientific and mathematical approach to financial planning. This is now within the reach of not only large firms, but also smaller independent advisors. This is also now within the reach...

/ai

Steve D'Souza

Steve D'Souza Business Development at Iress

Conduct Risk- How Can Technology help drive cultural Change?

Conduct Risk- Boring? Just another FCA fad? The concept of ‘conduct risk’ was first aired in 2011 in the then Financial Services Authority’s Retail Conduct Outlook. It was described there as “the risk that firm behaviour will result in poor outcomes for customers”. More recently, the 2013 FCA Retail Conduct Outlook discussed the concept at great l...

/regulation /retail

Steve D'Souza

Steve D'Souza Business Development at Iress

What do you do to get a suitable client? Part 2

“There can be no disparity in marriage like unsuitability of mind and purpose.” ― Charles Dickens, David Copperfield The Financial Conduct Authority (FCA) requires all wealth managers to demonstrate that they have taken reasonable steps to ensure that any personal recommendation is suitable for their client. This means they must have obtained e...

/retail

Steve D'Souza

Steve D'Souza Business Development at Iress

A suitable client...is there such a thing?

The Financial Conduct Authority (FCA) has a clear set of guidelines that require wealth managers to demonstrate the exercise of their duty of care towards clients. All wealth management firms recognise that protecting their client’s interests is the major requirement in any service offering. This article will examine the issues currently surroun...

/regulation /retail

Steve D'Souza

Steve D'Souza Business Development at Iress

Will the world live as one? Wither IoT...

John Lennon said “You may say I'm a dreamer, but I'm not the only one. I hope someday you'll join us. And the world will live as one.” In the technology news recently, was one item that probably passed you by- Cisco, IBM, GE and AT&T have launched the Industrial Internet Consortium, an open membership group that aims to break down technolo...

/startups

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