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3 Results from 2015

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

Reflections on the fintech revolution

Have you ever noticed how we move through phases? Looking back over my long career in the world of banking and banking technology, there were always those ‘new’ technologies that kept popping up. They would be the toast of the banking technology world for a while (in those far gone days we did not have names or concepts like ‘fintech’) and then as...

Innovation in Financial Services

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

Why I am worried about the future of mobile payments

Developments in the mobile payments world have really got me worried. I come across an ever increasing account of different banks and technology companies coming to market each with their own variations of what they call “mobile payments”. To start with the term “mobile payments” is confusing to most, even some seasoned bankers. What the man-in-the...

/payments Innovation in Financial Services

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

Understanding Digital Banking

The term ‘Digital Banking’ is, to my mind, one of the most miss-understood concepts in the financial world today. Ask any group of 21st century bankers and you will get more definitions than there are member of the group. And this confusion of definition is one of the reasons why there a lack of fire and enthusiasm for the whole idea. Many simply ...

Innovation in Financial Services

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