53 Results
Raktim Singh Senior Industry Principal at Infosys
Quantum computing threatens the cryptography that secures banking, payments, and digital assets. Discover how post-quantum cryptography (PQC) can future-proof financial systems, build customer trust, and prepare institutions for regulatory mandates. Introduction: The Invisible Clock About every generation, financial infrastructure experiences a gen...
27 September 2025 /security /payments
Programmable money and smart contracts are reshaping global finance. By combining cryptography, immutability, tokenization, and CBDCs within the emerging Finternet, the financial system is moving from static transactions to secure, programmable, and interoperable value flows — unlocking trillions in new opportunities by 2030. Introduction: The Shi...
22 September 2025 /payments /crypto
Discover how ML, deep learning, and generative AI are transforming fintech UX—driving trust, transparency, and adoption across financial products. Introduction Artificial Intelligence (AI) has transitioned from the back-end enabler of financial services to the front end of fintech product interfaces. From robo-advisors to fraud alerts, from conver...
21 September 2025 /ai /retail
Executive Summary Graph Neural Networks (GNNs) and GraphRAG don’t “reason”—they navigate complex, open-world financial graphs with traceable, multi-hop evidence. Here’s why BFSI leaders should embrace graph-native AI now. The majority of AI technologies in finance still interpret the world through the lens of rows and columns. However, money acti...
19 September 2025 /ai
Discover how autonomous finance and embedded AI are reshaping banking, from lending to risk management, with seamless, real-time experiences. Introduction In the rapidly changing financial landscape of 2025, two interconnected trends are gaining real traction: autonomous finance and embedded AI. Each independently marks a significant shift. Togethe...
17 September 2025 /ai /retail
With wars, pandemics, and political upheavals reshaping global finance, traditional models fall short. NEAT offers resilience in a world where adaptation is the only survival strategy A World Where Old Models Don’t Work. In a world of active war zones, rising geopolitical tensions, the memory of the recent pandemic, and widespread political disrupt...
16 September 2025 /ai /wholesale
AI in finance is shifting from cold maths to reasoning-native models—systems that explain, verify, and build trust in banking and compliance. For years, artificial intelligence in finance has dazzled us with fluency. Models could summarize reports, draft emails, and even parse regulatory text. But when pushed to reason — to follow a logic chain acr...
06 September 2025 /ai
To get started: Data is the New Gold, but Privacy is the Vault! The data, and more specifically, customer data, is everything in finance. Whether you've seen it at a point-of-sale transaction with card swipes, in the granting of repayment with loans, or in transactions that are deemed potentially suspicious, every fraction of a transaction contribu...
02 September 2025 /ai /regulation
Introduction: The Portfolio Optimization Process Needs to Be Revamped. For decades, portfolio optimization has been the pinnacle of modern finance. In the 1950s, with the introduction of Harry Markowitz's Modern Portfolio Theory ("MPT"), we learned that investors could balance risk and reward by selecting and mixing assets. Quantitative f...
23 August 2025 /ai /wealth
Today, Artificial Intelligence (AI) has become a buzzword across industries. In finance, AI is used to identify fraud, automate lending decisions, predict stock price movements, and, in some cases, optimize portfolios. However, there is a limitation to contemporary AI approaches—they primarily lack a clear basis in causality, instead favouring co...
21 August 2025 /ai /retail
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