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Jeremy Takle

Jeremy Takle Founder and CEO at Pennyworth

Why we need a pro-innovation approach to AI in financial services and beyond

Artificial Intelligence (AI) is the world’s next transformative technology, offering unprecedented opportunities for productivity and growth. However, instead of embracing the transformative power of AI, some governments are reacting with excessive caution. This is often driven by fear and zero-sum thinking that fails to grasp the massive potentia...

/ai /regulation Artificial Intelligence and Financial Services

Jeremy Takle

Jeremy Takle Founder and CEO at Pennyworth

Self-Driving Money: Why developing AI-based personal finance tools is an economic imperative.

The UK's financial advice gap is leaving consumers worse off and hindering economic growth. Developing AI-based personal finance tools is essential for closing this gap and improving the resilience of households and economy as a whole. The UK faces significant challenges. Among them, the gap in financial advice available to consumers is both vast a...

/ai /wealth Artificial Intelligence and Financial Services

Jeremy Takle

Jeremy Takle Founder and CEO at Pennyworth

The Next Evolution in Banking: why personal finance needs holistic solutions

Future banks should evolve to offer holistic financial solutions, moving beyond fragmented services and limited offerings. In this article, we’ll discuss how, by focusing on integrated solutions that help customers achieve their financial goals, banks can transform personal finance and enhance overall financial wellbeing for all. The financial lan...

/wealth /retail Disruption in Retail Banking

Jeremy Takle

Jeremy Takle Founder and CEO at Pennyworth

Automated Wealth Management: how AI is revolutionising personal finance

In the world of personal finance, many people find themselves navigating a path without a trusted guide. The resulting advice gap leaves many worried about making the right financial decisions. In this article, we'll discuss how financial AI is transforming personal finance and closing the advice gap by offering intelligent, automated wealth manag...

/wealth /retail Artificial Intelligence and Financial Services

Jeremy Takle

Jeremy Takle Founder and CEO at Pennyworth

Consumer duty: can banks really become guardians of financial wellbeing?

In a time characterised by changing customer and regulatory expectations, the banking industry faces increasing challenges living up to higher standards – a potent example being the introduction later this month of the New Consumer Duty. In this article, we explore the limitations of old banks in meeting renewed expectations and discuss how new ba...

/regulation /retail Disruption in Retail Banking

Jeremy Takle

Jeremy Takle Founder and CEO at Pennyworth

Why banking needs a financial time machine

Many people wish they had a better sense of their financial future. Worried they'll find out too late they're less financially comfortable than they had hoped. What if, instead, they had access to a time machine? A technology that could help them see into their future and, if needed, go back and make changes in the present. This is our vision for...

/retail /startups Disruption in Retail Banking

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