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Interesting, but still way behind Swedish Swish (maybe Europe's most successful P2P real-time 24/7 service).

Fact comparison

Paym (UK), £300M transferred since start in April 2014. 3.5M registered users.

Swish (Sweden), 8B SEK (approx £725M) is currently "swished" per month. Swish started in March 2013 and has approx 4.5 active users. The service is now expanding into payment online and instore.

The best and most user friendly, secure and cost effective system for person-to-person money transfer on the market is Swish in Sweden .

• Very easy to use
• Money in seconds incl push notifications and 24/7
• Secure (using the super auth solution mobile bankID)
• Low cost (approx €0,10 per transfer)
• Soon available for p2b transfers
• ..and very nice customer adoption!