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Galong Yao

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Bamboodt
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Hongkong
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Followed by John Sims, Martha Boyle and 5 others you follow
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Galong Yao

Rethinking Mobile Money: From App Integration to Embedded Financial Platforms

In recent discussions around mobile financial services, a recurring question has surfaced: Should telecom operators merge their Mobile Money apps into their main self-service platforms? On the surface, integration seems to promise streamlined development, focused user traffic, and lower promotional costs—particularly in markets across Africa and o...

11 July 2025 /payments /inclusion Innovation in Financial Services

Galong Yao

Unlocking the Future of Global Payments: A Deep Dive into China’s CIPS

As the world’s financial landscape evolves, the need for efficient, secure, and globally connected payment systems has never been more pressing. China’s Cross-border Interbank Payment System (CIPS) is rapidly emerging as a central artery in the internationalization of the Renminbi (RMB), offering a robust infrastructure for cross-border settlement...

09 July 2025 /payments /inclusion Innovation in Financial Services

Galong Yao

Alipay Tap: How Alipay’s New NFC Experience Is Redefining Offline Payments in China

When we think about contactless payments, Apple Pay, Google Pay, and EMV-based NFC cards often come to mind. But in China, a new and uniquely local solution is emerging—one that bridges the gap between barcode payments and hardware-intensive NFC wallets. Meet Alipay’s “Alipay Tap”—a smart, simple, and surprisingly elegant solution to streamline off...

08 July 2025 /payments /inclusion Innovation in Financial Services

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  • financial inclusion

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