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Steve Carpenter

Chief Operating Officer of North America
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Followed by John Sims, Martha Boyle and 5 others you follow
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Steve Carpenter

Tariff Turbulence: Why Betting on Reversals Could Backfire

U.S. businesses are in limbo. Faced with ongoing tariff uncertainty, many are choosing to stockpile inventory and delay payments—some anticipating that current policies may ease over time, others preparing for long-term continuation. But leaning too heavily on short-term tactics while waiting for political clarity is a risky bet. April’s historic ...

01 August 2025 /payments /markets

Steve Carpenter

The Misunderstood Metric: A Closer Look at an Underrated Business Indicator

When finance leaders evaluate risk, metrics like revenue growth, debt-to-equity ratios and cash reserves often dominate the conversation. But there's another figure that deserves far more attention than it receives: Days Beyond Terms, or DBT. At its core, DBT reflects how many days beyond agreed-upon payment terms a company takes to pay its invoice...

10 June 2025 /payments

Steve Carpenter

Act Now or Pay Later: Why Anti-Fraud Training Is Your Best Line of Defense

Fraudsters are more creative than ever, and businesses are paying the price. With 41% of companies facing 7 or more fraud cases in just the first eight months of 2024 alone, the question isn't if your organization will be targeted—it's when. Yet, despite this growing threat, many organizations remain unprepared, relying on outdated or insufficient...

14 May 2025 /security /crime

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