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Nicholas Holt

Head of Solutions and Delivery, Europe
Marqeta
Member since
16 Mar 2023
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Greater Cheshire West And Chester Area
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Followed by John Sims, Martha Boyle and 5 others you follow
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Nicholas's opinions

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Nicholas Holt

A Whole New World of Embedded Finance

As more people use smartphones and other mobile devices to conduct their daily lives, mobile payments are becoming increasingly popular, for example, research suggests that over half of US and UK consumers had used a mobile wallet in the last 90 days. Simultaneously, consumers across geographies expressed a growing comfort with the idea of a cashl...

14 August 2024 /payments

Nicholas Holt

Paying it Forward: The Future of BNPL, GenAI, and Embedded Finance in PayTech

Amid continuing economic uncertainties, consumers are taking advantage of a raft of emerging technologies in financial management, investment, and savings. We are rapidly moving towards a cashless society, where card payments and digital wallets are the norm. We stand at the brink of a revolutionary period in fintech, driven by embedded finance so...

23 February 2024 /payments /predictions

Nicholas Holt

2024 Fintech Forecast: The Year of Flexible, AI-Powered Personalised Credit

In the UK, 2023 was dominated by the continued impact of the cost of living crisis and rising inflation, leading to tighter budget restraints and growing consumer demand to have more control over their finances. In 2024, I I predict the desire for flexibility will continue, through growing demand for new features and technologies such as Buy Now, ...

09 January 2024 /payments /predictions Artificial Intelligence and Financial Services

Nicholas writes about

  • payments
  • retail banking
  • predictions

Nicholas's opinion archive

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Ian Johnson

Ian Johnson
Head of Europe at Marqeta

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