Latest opinions that Nikunj Gundaniya has shared on Finextra

Join the Community

23,359

Expert opinions

42,495

Total members

346

New members (last 30 days)

192

New opinions (last 30 days)

29,101

Total comments

Join Sign in

Nikunj Gundaniya

Product manager

Digipay.guru

Member since

27 Dec 2019

Location

Ahmedabad

View Nikunj Gundaniya's full profile

Nikunj's opinions

Benefits of an agency banking solution in Africa

Over the last couple of decades, financial inclusion has emerged as one of the central priorities of African countries. In many parts of the world, mass population segments live in remote locations or service-challenged areas, making traditional bank business models largely ineffective at reaching everyone. Fortunately, agent banking has emerged a...

04 December 2024 /inclusion Financial Inclusion

Top neobanking features that small businesses should look for

As small businesses navigate the world of finance, they increasingly turn to neo banking solutions to simplify transactions, manage funds, and support digital growth. Neobanks, or digital-only banks, operate without physical branches, which allows them to offer a more flexible and streamlined experience tailored to modern business needs. But with...

04 December 2024 /payments

Understanding merchant payment processing: a comprehensive guide

Integrating payment solutions has become essential for every business (big or small) in today’s dynamic digital-based economy. In fact, merchant payment processing is a piece of this puzzle that gives merchants the ability to accept, process, and manage payments from their customers. If you’re a business owner, understanding the basics of mercha...

04 December 2024 /payments The Payments Business

How NFC Technology Enhances Payment Security and Efficiency

Near Field Communication (NFC) technology is transforming business transaction handling and offering a safe and quick payment solution. As a business owner, you understand the need to provide your customers with easy payment choices. The global NFC market size is projected to reach USD 34.9 billion by 2025, at a CAGR of 14.2% during the forecast p...

14 October 2024 /payments /inclusion Banking

The Role of Digital Wallets in Streamlining Online Payments

The digital economy is forcing businesses to simplify payment processes by using digital wallet solutions. Online transactions can be easily handled with digital wallets—a convenient & safe approach. Including digital wallet technologies in your business processes will help greatly improve the customer experience, cut transaction times, a

14 October 2024 /payments /inclusion Banking

What is Agency Banking? A Comprehensive Overview for Banks

In today’s highly dynamic financial world, the necessity of viable solutions that allow unbanked and underbanked people to use banking services has become more pressing than ever. One of the primary strategies to cope with this problem is agency banking. This model allows banks to extend their services without the need to establish physical branch...

11 October 2024 /payments /inclusion Banking

How Security In Cross-Border Payments Protects Your Global Transactions?

In the interconnected global economy, secure cross-border payments have become critical to banks and financial institutions. Safeguarding these payments has become crucial for trading, supporting international investment, or managing day-to-day transactions. With the increased frequency of cyber threats and enhanced compliance rules, banks and othe...

07 October 2024 /payments /inclusion Banking

Why Financial Institutions Need Advanced Money Transfer Solutions for Remittances?

In today’s global economy, remittances have become vital for maintaining financial links between families and individuals worldwide. Millions transfer money to their home countries every year, requiring efficient, fast, and secure money transfer software As a financial services provider, you must satisfy this growing demand for money transfers whi...

07 October 2024 /payments /inclusion Banking

Strategies to reduce cross-border payment costs for your business

Running an international business is a necessity in today’s globalized marketplace, but it comes with the challenge of managing cross-border payments. Ensuring that payment systems are seamless, quick, and reasonably priced is absolutely vital for business doing international business. High fees, changing exchange rates, and long processing times

30 September 2024 /payments /inclusion Banking

7 things you need to consider before implementing a self-checkout system

More and more retail store owners like you are moving away from traditional cashiers. This is because they want to enhance their business efficiency and offer their customers more control over their shopping experience. In this regard, opting for self-checkout systems is the best bet for retailers like you. These systems are already popular among...

27 September 2024 /payments /inclusion