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Fintech discussions and conversations around the development of fintech.
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Introduction Finding and keeping great talent in fintech isn’t just about offering big salaries. It’s about building a culture and workplace that inspires, supports, and empowers people to do their best work. The competition is fierce, so your strategy needs to be sharper. Here's how to stand out. 1. Lead with Purpose Make your mission clear. T...
09 July 2025 /payments
Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone
A more proportionate, risk-based approach to AML compliance On 7 July 2025, the Financial Conduct Authority (FCA) published its finalised guidance FG25/3, updating how firms should treat politically exposed persons (PEPs) under the UK Money Laundering Regulations. This update follows a comprehensive multi-firm review, a public consultation (GC24/4...
08 July 2025 /payments /regulation
Today, customers expect fast, easy, and secure payments. Whether they are shopping online or in a store, they want the payment process to be smooth. Customers today are used to digital tools. They want quick checkouts, different payment options, and simple steps. If a payment fails or takes too long, they may not come back. Making the payment proce...
02 July 2025 /payments /markets
Teo Blidarus CEO and Co-Founder at FintechOS
The UK’s open banking landscape has built a global reputation for its technical innovation and regulatory prowess. However, despite this leadership, the industry has struggled to maintain the level of innovation that kick-started the global rise of open banking infrastructure. The core challenge lies not in technology but in the commercial and lia...
26 June 2025 /regulation /cloud
The payments industry is undergoing a profound transformation, and Artificial Intelligence is leading the charge. What began as a tool for basic automation has evolved into a powerful intelligence layer, quietly reshaping how we fight fraud, route transactions, and deliver seamless, personalised payment experiences. In a world of instant expectati...
25 June 2025 /payments
Katherine Chan CEO at Juice
Small businesses do the heavy lifting, but fair access to finance is still out of reach for many. In 2024, gross lending rose 13% to just over £16 billion (UK Finance). But repayments outpaced new loans, leaving a funding gap that hasn’t closed. Debt levels have more than doubled since before the pandemic (OECD, 2024). Many firms now carry liabilit...
23 June 2025 /startups /inclusion
Ivan Aleksandrov CSO | Fintech Licensing, Core banking & BaaS at Advapay
While Malta might not be as well-known as a fintech hub as, say, Amsterdam or Berlin, it punches well above its weight. HQ to big names like eToro and Foris DAX, which operates crypto.com, and a slew of exciting homegrown firms, the country has a thriving fintech community. Throw in a mature regulatory environment, advantageous tax treatment, and ...
19 June 2025 /payments /crypto
In business, as in life, nothing goes exactly as planned. Markets shift. Customers change. Crises hit. And the difference between companies that crumble and those that grow? One word: resilience. What Is Business Resilience? Resilience isn’t just about “pushing through” hard times. It’s the ability to adapt, pivot, and rebuild—without losing your s...
18 June 2025 /payments
Shawn Conahan Chief Revenue Officer at Wildfire Systems, Inc.
Financial institutions are still navigating a challenging economic and regulatory landscape. Fintech challengers luring traditional bank customers away, an inflationary environment, and potential regulations impacting interchange and fees are just some of the challenges to banks’ traditional revenue streams. This situation has spurred some banks a...
17 June 2025 /retail
The sound of jangling coins and the bulk of leather wallets have faded into nostalgia. In their place stands a more sophisticated and scalable payment conduit: the digital wallet. No longer just a fintech novelty, it is a cornerstone of the new digital economy—driving shifts in consumer behaviour, altering merchant ecosystems, and compelling banks ...
11 June 2025 /payments
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