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Fintech

Fintech discussions and conversations around the development of fintech.

James Monaghan

James Monaghan Senior Director at Pegasystems Inc.

The Software Implementation Journey of a thousand miles begins with phase zero

Congratulations. You have decided to implement some software and want it to be successful. Will it be Agile or Waterfall or Lean or Scrum or something else entirely. While a successful project implementation has its own requirements for running it, there are numerous things one should consider before kick off. Has the Target Operating Model been a...

James Monaghan

James Monaghan Senior Director at Pegasystems Inc.

The Eternal Question of whether to buy or to build your software

Congratulations. You have a problem, a project, a budget and a deadline. Instead of throwing bodies at it, software is the solution but now you need to decide to build or to buy, that is the question. Or is it? I’m not so sure it’s a clear cut decision anymore. Build used to refer to hiring in house programmers to code whatever system was necessar...

Retired Member

Retired Member 

Digital Asset Winter Forecast 2022-2023

Recent industry activity and the key indicators behind digital asset adoption rates for 2023. Digital assets are more prevalent and accessible than ever before, but, right now, the industry is locked within a state of winter, particularly following the collapse of FTX and Alameda. While a period of sustained lower costs may be of concern to some, ...

/payments /crypto

Galit Shani-Michel

Galit Shani-Michel VP Payments at Forter

Crossing the Data Delta: How to Work with your PSP on your PSD2 Strategy

The PSD2 regulation came into force in the UK on 14 March 2022, a full two years after it was implemented in France, Germany, Spain and Italy. Central to the directive is the requirement for merchants to conduct Strong Customer Authentication (SCA) unless an exemption or exclusion can be granted. However, although this, in theory, means less fraud...

/payments /regulation

Maksym Popov

Maksym Popov COO at 42flows.tech

Why do neobanks need e-sim?

What Is an eSIM? An eSIM is a technology that came to the market back in 2018 allowing to replace a physical SIM card in your phone with a digital one. Such change brings a number of benefits: New number can be purchased on the go, which is useful for people traveling and for those who are too lazy to visit a physical store eSIM enables multiple

Vlad Goga

Vlad Goga Senior Consultant at Be Shaping the Future

Start-up funding: the key role of the finance department

A start-up’s journey can be a rocky one, made more complicated by the various rounds of external funding that are necessary for growth. Start-ups seek this funding from external investors to be able to fund their growth journey and it’s typically raised through a series of investment rounds from friends, family and business angels at the beginning...

/people /startups

Donica Venter

Donica Venter 

Why Bankers Need to Think Like Entrepreneurs

Fintech has influenced both the banking and payments sector, but also the overall economic growth across many countries. Fintechs have harnessed the power of the internet, together with user-friendly smartphones to bring simplified access to financial services directly to the customer, with just the tap of a button. While fintech firms seem to be ...

/payments /retail

Gregg Early

Gregg Early Director of Market Engagement at Moven

Lessons for Developed Market Fintechs – and Banks - in Emerging Markets

In about two generations, China has transformed from a largely agrarian country to the second largest economy in the world. That means Zoomers and millennials don’t even remember the “old” China. The speed that this transformation of the world’s most populous country happened is staggering. In the West, it has taken nearly a century to transition f...

/retail /inclusion

Retired Member

Retired Member 

How to Accelerate Digital Transformation in the Financial Enterprise

The digital revolution has been around for quite some time. Yet, there is still so much to learn on the best practices for carrying out digital transformation within the context of your business. Because of that, the demand for fintech solutions is increasing, presenting both a challenge and an opportunity for those looking for the most suitable i...

/wealth /wholesale

Chermaine Hu

Chermaine Hu CFO & Co-Founder at Episode Six

Collaboration isn’t new but it is a necessity

Finance Service Institutions (FIs) and fintechs were often seen as complete rivals. Fintech providers disrupted the market looking to compete against traditional FIs for business, resulting in many believing that fintechs would start to eat the big banks' lunch. However, the dynamic between the two has since shifted from competition to collabor...

/payments

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