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Fintech innovation and startups

Disruption, destruction, harmony and creation; Fintech’s new frontier – a place to discuss the cutting edge of innovation.

John Reese

John Reese Business Analyst | Platform Growth Expert at Hashcodex

Hot vs Cold Wallets: What Works Better for Business Owners

Running a business is never easy. On one side, you are chasing sales. On the other side, you are handling your staff. Am I right? In between all this, one thought keeps coming again and again. How is my money moving? Where is it going and where is it coming from? Now listen. With normal currency, we have banks, cards, and so many options to store i...

/payments /crypto

Rafia Alam

Rafia Alam Marketing Manager at Swapin

My top 5 takeaways from the crypto payment industry

Coming from a non-crypto background, crypto payments was a labyrinth of tech and compliance complexities that took me a while to get used to. However, once I was in it, it was hard not to note the following observations. People have ideas but execution is excruciating If there’s one big takeaway I’ve had, it’s that ideas are fun to play with but...

/payments /inclusion

Sebastien Marchon

Sebastien Marchon CEO at Rydoo

The unlucky 90%: why do startups fail?

After more than 10 years in the European tech scene, first as a founder and now as a scale-up leader, I’ve seen both sides of the startup journey. At Rydoo, we started with a clear vision and a commitment to solving real challenges for businesses. We learned that success is shaped far more by hard-won lessons than by luck. Luck is only a small par...

/payments /startups

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

The Future of Banking: From Transactions to Trusted Guidance

For decades, banks have fulfilled two core functions: Financial Intermediation: collecting deposits and channeling them into loans and investments. Payment Facilitation: enabling the smooth transfer of money between individuals and institutions. However, these traditional roles are becoming increasingly commoditized. The digitalization of money

/retail /startups

Katherine Chan

Katherine Chan CEO at Juice

Finance that fits: what SMEs really need from credit in 2025

SME lending is back in the headlines. In the first quarter of 2025, UK high-street banks issued billions in new loans, supported by expanded government schemes and renewed interest in business credit. On paper, the recovery looks strong. But in practice, many founders still find themselves working around finance rather than with it. During the yea...

/startups /inclusion

Isaiah Owolabi

Isaiah Owolabi Founder/CEO at ESGine

Why Fintech Needs a Compliance-First Culture in 2025

In 2025, fintech is no longer the Wild West—it's becoming the backbone of a regulated, globally interconnected financial system. As the founder of GloPayz, a cross-border payments platform in development, one truth has become crystal clear: Compliance is no longer a back-office cost—it’s a front-line product feature. We're already in an era where...

/payments /regulation

Scott Andery

Scott Andery Digital Marketing Expert and Writer

Security Testing for SaaS Startups: Protecting User Data

In today's digital-first world, Software-as-a-Service (SaaS) startups are transforming industries by offering scalable, on-demand solutions. However, with great innovation comes great responsibility, particularly when it comes to protecting user data. SaaS platforms handle vast volumes of sensitive information, from personal identifiers and paymen...

/security /startups

Leon Fischer-Brocks

Leon Fischer-Brocks Co-Founder | CEO at Bloxley

The Journey of the Long Distance Founder

My name is Leon Fischer-Brocks. I’m co-founder and CEO of Bloxley, a digital finance app gearing towards launch. At 24, I’m at the start of my journey, young enough to challenge conventions, but with experience enough to know that execution is everything. Like many in this space, I am at the crossroads of vision and reality, staring down the exhi

/retail /startups

Katherine Chan

Katherine Chan CEO at Juice

Scaling in a high-cost world: How SME founders are adapting

In 2025, scaling a business requires more than ambition—it demands precision. Founders are operating in a climate shaped by persistent inflation, tighter margins, and increasingly complex supply chains. While UK inflation eased to 2.6% in March (ONS, 2025), the cumulative impact of high input costs and shifting trade dynamics is still being felt ...

/startups /predictions

Katherine Chan

Katherine Chan CEO at Juice

Navigating Tariffs and Turbulence: A 2025 Guide for SME Founders

If you’re an SME founder trying to plan your next inventory order or marketing push, chances are you’ve felt the pressure of a shifting global trade landscape. The latest US tariff hikes, introduced in April 2025, are already sending ripple effects across supply chains — with up to 50% tariffs now applying to goods from over 60 countries. For foun...

/startups /inclusion

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