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Fintech innovation and startups

Disruption, destruction, harmony and creation; Fintech’s new frontier – a place to discuss the cutting edge of innovation.

Parminder Saini

Parminder Saini CEO at Triple Minds

How Positive vs Negative Testing Enhances Mobile Banking User Experience

Mobile banking has revolutionized the financial services industry, offering customers 24/7 access to accounts, payments, and investments from their fingertips. With millions relying on mobile apps for sensitive financial transactions, ensuring flawless functionality and top-tier security has become essential. A single bug or unexpected failure can...

/ai

Chris Ryalls

Chris Ryalls Sales Director at Authentiq8.Me AND Trusek

Launching a FinTech Start-up? Here's how to prioritize your limited resources for a smooth take-off.

As a new FinTech preparing to launch, your limited resources will face competing demands. At a high level, you’ll need to: Build a secure platform to support your services. Obtain your Regulatory Permission (FCA license). Hire skilled staff to meet regulatory requirements and serve your customers. Market your services effectively to your target au...

/payments /startups

Parminder Saini

Parminder Saini CEO at Triple Minds

Advice For Aspiring Entrepreneurs

Looking to start your own business in 2025? If you are a working professional who has goals of becoming an entrepreneur, the idea of starting your own business and being your own boss can be thrilling. There are also many risks and challenges involved in entrepreneurship, particularly in the current economic climate. This is why it is so important...

/startups

John Reese

John Reese Business Analyst | Platform Growth Expert at Hashcodex

Hot vs Cold Wallets: What Works Better for Business Owners

Running a business is never easy. On one side, you are chasing sales. On the other side, you are handling your staff. Am I right? In between all this, one thought keeps coming again and again. How is my money moving? Where is it going and where is it coming from? Now listen. With normal currency, we have banks, cards, and so many options to store i...

/payments /crypto

Rafia Alam

Rafia Alam Marketing Manager at Swapin

My top 5 takeaways from the crypto payment industry

Coming from a non-crypto background, crypto payments was a labyrinth of tech and compliance complexities that took me a while to get used to. However, once I was in it, it was hard not to note the following observations. People have ideas but execution is excruciating If there’s one big takeaway I’ve had, it’s that ideas are fun to play with but...

/payments /inclusion

Sebastien Marchon

Sebastien Marchon CEO at Rydoo

The unlucky 90%: why do startups fail?

After more than 10 years in the European tech scene, first as a founder and now as a scale-up leader, I’ve seen both sides of the startup journey. At Rydoo, we started with a clear vision and a commitment to solving real challenges for businesses. We learned that success is shaped far more by hard-won lessons than by luck. Luck is only a small par...

/payments /startups

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

The Future of Banking: From Transactions to Trusted Guidance

For decades, banks have fulfilled two core functions: Financial Intermediation: collecting deposits and channeling them into loans and investments. Payment Facilitation: enabling the smooth transfer of money between individuals and institutions. However, these traditional roles are becoming increasingly commoditized. The digitalization of money

/retail /startups

Katherine Chan

Katherine Chan CEO at Juice

Finance that fits: what SMEs really need from credit in 2025

SME lending is back in the headlines. In the first quarter of 2025, UK high-street banks issued billions in new loans, supported by expanded government schemes and renewed interest in business credit. On paper, the recovery looks strong. But in practice, many founders still find themselves working around finance rather than with it. During the yea...

/startups /inclusion

Isaiah Owolabi

Isaiah Owolabi Founder/CEO at ESGine

Why Fintech Needs a Compliance-First Culture in 2025

In 2025, fintech is no longer the Wild West—it's becoming the backbone of a regulated, globally interconnected financial system. As the founder of GloPayz, a cross-border payments platform in development, one truth has become crystal clear: Compliance is no longer a back-office cost—it’s a front-line product feature. We're already in an era where...

/payments /regulation

Scott Andery

Scott Andery Digital Marketing Expert and Writer

Security Testing for SaaS Startups: Protecting User Data

In today's digital-first world, Software-as-a-Service (SaaS) startups are transforming industries by offering scalable, on-demand solutions. However, with great innovation comes great responsibility, particularly when it comes to protecting user data. SaaS platforms handle vast volumes of sensitive information, from personal identifiers and paymen...

/security /startups

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