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Payments strategies 2015-2020-2030

Payments systems visions, strategies, trends, pilots, forecasting, and planning for the short-, medium-, and far-term.

Rowan Brewer

Rowan Brewer CEO at Paymentology

Overcoming uncertainty in 2023: How banks and fintechs can stay resilient

Global success for banks and fintechs has never been so paramount amid economic uncertainty and geopolitical issues. Success is influenced by a multitude of factors, but there are three key characteristics that, to me, are the most important. To ensure your business thrives on a global level in 2023, proactivity, customer focus, and diversity are ...

/payments /inclusion

Li Yong

Li Yong Head of Marketing APAC at Nuvei

Gaming in APAC: Three Key Payments Trends for 2023

We saw the gaming landscape shift considerably in APAC in the past few years. Exposure to digital gaming (and, in some cases, increased disposable income) during COVID-19 fuelled additional demand, as did the greater promotion of esports as a legitimate alternative to traditional sports for recreation. This has sparked the growth of digital gaming...

/payments

Leo Lipis

Leo Lipis Chief Executive at Lipis Advisors https://www.lipisadvisors.com

2022’s Biggest Payment Trends: Instant Payments, Fraud, Strides in CBDCs, and XB Payments

2022 was a year of major announcements and developments in instant payments, digital currencies, and cross-border payments. The European Commission plans to mandate the adoption and regulate the price of real-time payments in Europe. As real-time payment systems are rolled out across the world, we’ve seen fraud migrate toward these systems, especi...

/payments /predictions

Arina Dudko

Arina Dudko Director, Head of Corporate Payment Solutions at CEX.IO

Banks and Crypto Companies are Co-Evolving. Customers Stand to Win.

In the natural world, when two species co-evolve, they develop traits to accommodate the other, and vice versa, in the spirit of mutual betterment. For instance, a clown fish is able to seek safety from predators in a sea anemone, while the sea anemone enjoys what amounts to a trip to the spa, courtesy of the clownfish. There was a point in time w...

/payments /crypto

Rowan Brewer

Rowan Brewer CEO at Paymentology

Solving the cost-of-living crisis with data driven real-time Financial Services

Financial Institutions (FIs) have found themselves in the spotlight once again as inflation continues to rise and many global economies are on the brink of recession. Central banks are doing what they can to tackle inflation through interest rate rises, but it's retail banks and fintech service providers that are on the front line of this cost-of-...

/payments /inclusion

Glen Foster

Glen Foster Managing Director UK and Northern Europe at Libeo

Breaking the late payments cycle

Amid economic turmoil, including a rise in corporation tax for 2023, late payments are on the rise significantly impacting business survivability. According to an FSB study, one in three business owners had an increase in late payments of invoices over the last year. Late payments can be the result of complex payment approval processes and cash f...

/payments

Jamel Derdour

Jamel Derdour CMO at Transact365 - www.transact365.io

Payment gateways forge a path to financial flexibility

Alternative finance (alt-fi) has steadily grown as a viable payment method in the e-commerce ecosystem. According to a report from Cambridge Judge Business School, in 2020, online global alt-fi volume amounted to $114 billion. When looking at the market as a whole in 2022, the valuation of alt-fi digital assets reaches $1.05 trillion. Emerging o...

/payments /markets

Retired Member

Retired Member 

Gearing up for pan-EU instant payments

The European Commission’s draft EU law to regulate instant payment (IP) services has arrived. It’s a development we’ve all been expecting, yet earlier than planned. The intervention and early publication stresses to the industry just how important the Commission views the need for ubiquity in payments pan-EU. Despite its many attempts to nudge and...

/payments /regulation

Retired Member

Retired Member 

Can Pay-By-Bank apps stop payment fraud ?

Pay-by-Bank solutions are suddenly the fashion in the payments world. Solutions are available from HSBC, JP Morgan, Barclays, JP Morgan, Mastercard and World Pay to name a few. How do they work and do they help or hinder fraud? They promise convenience at the point of sale. But, what about fraud? Do they help combat that? Billers whose consumers a...

/retail /crime

Tim Annis

Tim Annis UK Managing Director at Bluechain

Adapting to a cash-lite economy: What the Future Holds

In the last two years, there has been a considerable change in payments. The rapid digital transformation that Covid caused across all industries has been particularly evident in payments as supporting new ways to engage with their customers became an urgent need. Over 23 million people in the UK alone have stopped using coins, a third of transact...

/payments

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