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Payments systems visions, strategies, trends, pilots, forecasting, and planning for the short-, medium-, and far-term.
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Every time I get new service or new card, I get new user name and new PIN code. As it is written in many data security manuals, never store your codes next to computer, mobile device or similar places, where it can be found. it is also written that newer use same user names or passwords to different places. Problem is that I will forget passwords ...
07 June 2011 /payments
I have been working with one client to research and open their eyes about different options about to pay online. For example, in my former native country- Finland- most of the people prefer to pay with online bank based debit payments over credit cards when doing business online. 70 % or more is exact number. It is easy, it is fast and both mercha...
01 June 2011 /payments
Glenbrook Partners, a well respected payments strategy and consulting firm is on a mission to discover if the long-awaited ‘tipping point' in B2B payments, signaling a world in which electronic payments are the norm, has finally arrived. In pursuit of the answer, they've been interviewing solution providers. View their list of company interviews (...
31 May 2011 /payments
There has been lot of debate about Google Wallet, which itself is a new way to have credit card. It is plastic alright, but not like plastic we are used to have. It has screen, touch pads and you can also call or surf with it. It is also called as mobile phone. This is new step, which has been already tested with many companies in the last past 10...
Miloslav Hoschek Freelancer at e-Silk Road, NGO
copyright Miloslav HOSCHEK PhD independent consultant mhoschek/ad/gmail.com
24 May 2011
Some years ago I was in charge of Nordic payment project, where we suppose to build a common interface for Nordic online bank. For several years that project was stuck, because a lot of misunderstandings. When it was my time to lead a project, it took me some months until noticed what is wrong. In the project group there were four members from fou...
23 May 2011 /payments
Can we use for that some of the ideas of M.Kaku, Von Neumann, Kardashev or Andreyev ´s Roza Mira? copyright Miloslav HOSCHEK PhD independent consultant mhoschek/ad/gmail.com
13 May 2011
The 2011 AFP Payments Fraud and Control Survey, shows that despite advances in fraud protection and prevention in recent years, the rate of payments fraud attack remains stubbornly high. 71% of organizations experienced attempted or actual payments fraud in 2010. 93% of organizations responding to the survey reported incidents of check fraud, up t...
26 April 2011 /payments
Simply put, payment execution is the process of initiating payments, whether by check, ACH, wire or card. Increasingly, companies are looking to outsource this portion of their A/P processing. Payment initiation is time consuming, labor intensive and expensive (in the case of checks) and certainly meets the definition of a non-core business func...
12 April 2011 /payments
As final day for SEPA has been changed, again. I started to think what we could learn from Open Source Development. Every day streets and meeting rooms of Brussels get important people to discuss hard topics. Every night they fly away and meet again next week or month to discuss again technical papers on important issues. This could be SEPA, this ...
11 April 2011 /payments
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