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Innovation in Financial Services

A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.

Retired Member

Retired Member 

Bank app takes e-invoicing to another level

Danske Bank just made it easier to spend money and pay your bill. Their customers can now pay bills with just a photo of their bill and a tap on their iPhone screen. Making online payments a lot easier. Even easier than NFC chips (as these chips won't be attached to paper bills). This enticing app from Danske Bank's is now available for iPhone, i...

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Fastest and most responsive to disasters- Scammers!

I do salute the stoic resilence of the Japanese people in the face of disaster. But I think the award for the most responsive and 'quick to market' mob goes to the internet scamsters! Within an hour of the news of the disaster in Japan, invitations to make donations for tsunami relief came into my inbox. In fact, so creative and impressive are thes...

/security /regulation

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

This is ISO20022 invoice message standard

Some confusion and negativism has been seen around the splendid progress in e-invoicing standardization. This text by Stig Korsgaard is very useful: “The following sets out the background and also the reasons why the ISO20022 Financial Invoice message standard under the ISO20022 standard was developed; what characteristic the final message standar

/payments

Retired Member

Retired Member 

Banking Efficiency: Kind Cuts

Now that the economy is on the mend, banks may take their foot off the accelerator with regard to cost cuts. But while doing so, they must guard against letting inefficiencies creep into their operations. I am clear that efficiency and cost cutting are two different things, and we must hang on to the former even if we let go of the latter. First ...

/sibos /retail

Brett King

Brett King CEO & Founder at Moven

Apple puts NFC on hold? Let's relax...not

There's rumours flying around about Apple possibly pulling out of their previous NFC (Near-Field Communications) launch commitment for the iPhone 5. Of course, Apple has neither substantiated or denied these rumours. However, I can already hear a collective sigh of relief from many of the card product teams globally who now think they have another...

/payments

Brett King

Brett King CEO & Founder at Moven

SXSWi: Can Banks match start-ups at the Innovation game?

South-by-Southwest's Interactive sessions in Austin, TX are a major creative and customer-focused experience. The amount of networking that is taking place, the amount of active innovation and discussion on taking it to the next level is awesome and mind blowing. There's only one thing... If there was a game on at SXSW to find 20 bankers (not geek...

/retail

Retired Member

Retired Member 

Project on core EU e-invoice implementation guideline

The final version of the biased report of the expert group on e-invoicing proposed a European Electronic Invoicing Framework (EEIF). The EEIF is expected to (1) establish a common conceptual structure, including business requirements and standards and (2) propose open and interoperable e-invoicing solutions across Europe. In its end-2009 final r...

Retired Member

Retired Member 

Four key issues in EU 2010-2015 Digital Agenda

The Digital Agenda aims to deliver benefits to consumers and businesses, based on ultra-fast Internet connections and interoperable applications. To underline the importance of information and communication technologies (ICT) in boosting EU competitiveness, Neelie Kroes was appointed as a special commissioner dedicated to the 'Digital Agenda' in F...

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Heavyweight support for global e-invoicing ISO standard

This is the global support from SWIFT that the market needs. As seen from the work with the Single European Payment Area it is necessary to get a network standard in place first – and then make the market create end-to-end harmonization. This will happen faster if enterprises using these services and regulators see and drive the big picture – and ...

/payments

Retired Member

Retired Member 

Survey: Adoption of e-Billing in the U.S.

NACHA CEBP and PayItGreen quantified the size of the U.S. e-Billing(electric billing) market, indicating that a total of 5.1 billion electric bills were delivered in 2010 alone. However, some consumers are moving to adopt electric bills more slowly than anticipated. NACHA and PayItGreen suggests that e-Billing is gaining momentum across business i...

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