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Covering all aspects of financial services in Asia from banking in China to algo trading in Japan.
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Kaustuv Ghosh CEO at Nxtgen Payment Infra
Process descriptions overshadow the role Open Banking might play in the Global South. There are roles being plotted while the trade-offs for such roles and schemes for their long-term sustainability remain to be seen. This is typical of a project planning approach. But a more strategic product planning approach could do wonders for us all. This
12 June 2025 /payments
Foreword As someone deeply immersed in the intersection of finance, technology, and data, I have witnessed firsthand the transformative potential of innovation in reshaping the credit landscape. At Lend API, we’ve made it our mission to empower lenders and borrowers by leveraging the power of AI and Open Banking to bridge gaps that once seemed ins...
29 December 2024 /ai /payments
There is a new financial inclusion gap and that is due to extreme weather events. Fintech needs to address this, both to fulfil it’s often-stated goals as well as to remain relevant in the face of significant global changes. This requires a repurposing in order to become a deeper, more consequential actor in a rapidly changing world. How do we qu...
30 October 2024 /payments /inclusion
Jamel Derdour CMO at Transact365 - www.transact365.io
Thailand is undergoing a transformative digital revolution. This shift is reshaping the financial landscape of the country, enhancing convenience for consumers, boosting business efficiency, and driving economic growth. As Thailand continues to embrace the digital era, the proliferation of digital payments marks a significant step towards a cashle...
20 August 2024 /payments /markets
Let’s talk about AI and remittances. Despite the enormous size and tremendous importance of the money transfer industry, little is heard about how AI is used or is proposed to be used. There are the usual mentions of Generative AI and some references about future developments. One reason for the paucity in news could simply be that many firms pref...
14 July 2024 /ai /payments
I had an hour-long conversation with my peers at the World Finance Council panel discussion in Singapore recently. While we were talking about ESG and fintech, it is becoming increasingly clear that we need to consider a whole-of-ecosystem approach rather than fitting issues within silos. The key challenge in all this is uncertainty. Global supply...
08 July 2024 /payments /retail
The future of core banking in rural/community banks Rural, thrift and community banks are where large numbers of people and small businesses find access to lending and possible wealth creation. As the Open Banking discussion grows, this segment is important for meaningful financial inclusion in many markets. With it's large population and geopoli...
02 June 2024 /payments /retail
King Leung Global Head of Financial Services and FinTech at InvestHK
Few can doubt China’s leadership in advancing green tech and green energy. Solar installations are growing at a pace that would increase global capacity by 85% by 2025. China today has more solar panels installed in large-scale projects than the rest of the world combined. While China has taken the global e-vehicle (EV) market by storm as the wor...
27 May 2024 /sustainable /inclusion
The MSME credit gap in ASEAN remains considerable. But MSMEs may be facing a new enemy. The threat lies in weather patterns and whether we can succeed in keeping the temperature rise at acceptable levels. Event-based vulnerability has always been in evidence anyway. It will just get more accentuated. Core issues, as many practitioners rightly poi...
15 May 2024 /retail /inclusion
Introduction I am inspired by the writings of my peers. Alex Johnson’s most recent blog post (https://fintechtakes.com/articles/2024-05-03/merchants-future/) is very detailed, well-informed and a pleasure to read-as always. Please do make time, if you could, to go through it. The convergence of merchants and banking is an exciting possibility.
07 May 2024 /payments /retail
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