Frictionless Payments

Frictionless Payments are becoming more and more common. They were firstly introduced by Braintree and adopted by Uber. Since then use cases became more complex, security requirements also got tougher but the user experience (UX) requirements remain unchanged. In fact UX is the main driver of Frictionless Payments. Let's discuss more about Frictionless Payments in this group and try to draw a future scenarios of their development and adoption.

Breno Oliveira Head of Product at payabl.

Peak season, peak pressure: How to build a checkout experience that withstands Black Friday

People love a bargain. Originating in the US, Black Friday and Cyber Monday have snowballed into a global phenomenon where merchants offer significant discounts on their products to kick off the Christmas shopping season. In 2024, global online sales reached a record-breaking high of $314.9 billion during Cyber Week, up 6% year-on-year. This yea...

15 September 2025 /payments

Leon Du Plessis Key Account Manager at The ai Corporation

How Retailers are Navigating EV Adoption and the Evolving Forecourt Payments Ecosystem

The rapid ascent of electric vehicle (EV) adoption presents a pivotal juncture for fuel retailers and the broader energy sector. As concepts like the "forecourt of the future" and integrated food convenience gain traction, a primary concern for traditional fuel providers is the potential erosion of customer loyalty and revenue, particula...

27 August 2025 /payments /predictions

Briana Marbury CEO at Interledger Foundation

Money Has Been Digitized, But Its Movement Still Faces Physical Roadblocks

The opportunities that an open digital economy could create for business and individuals. Things that were once physical and are now digital–information, videos, photos and messages–make their way around the world in seconds. Meanwhile, there’s one thing that still can’t easily transcend borders despite shedding its physical form: money. Unlike ...

24 June 2025 /payments /inclusion

Svetlio Todorov Managing Director at emerchantpay

Trends and predictions for contactless payments in a post-£100 limit in the UK

Contactless payments in the UK account for a staggering portion of card transactions, making up around 65% of all credit card and 75% of all debit card payments according to UK Finance. Ever since the contactless limit increased from £45 to £100 during the pandemic, in-store payments have changed radically, reshaping the way consumers across age

09 April 2025 /payments

Piers Horak CEO at The ai Corporation

Predictions for 2025 - A Hybrid Future for B2B Fleet and Fuel Card Transactions

The landscape of B2B fleet and fuel card transactions is transforming significantly. Traditionally dominated by closed-loop systems, retail fuel companies are under increasing pressure to adapt to the changing dynamics of the B2B fleet and fuel card market. The traditional closed-loop model is being challenged as consumer preferences also shift to...

10 December 2024 /payments /predictions

Craig Ramsay Managing Director, Business Development Head, EMEA at Episode Six

Ledger-as-a-Service: an opportunity businesses can’t afford to ignore

In the digital age, businesses are rapidly adopting financial technologies to stay competitive, but there’s one crucial element that’s often overlooked: the ledger. As companies race to implement payment systems and financial tools, they often neglect the foundation that ensures financial precision which of course is the ledger. This can resul...

28 November 2024 /payments /regulation

Kunal Jhunjhunwala Founder at airpay payment services

Unveiling the Next Generation of Automotive Payment Solutions

India has positioned itself as a leader in digital payments in recent years, driven by a conducive environment and the introduction of innovative products by payment service providers (PSPs). The nation boasts a significantly high rate of digital payment adoption compared to other countries, with transaction values increasing from INR 71.97 billio...

24 September 2024 /payments /inclusion

Craig Ramsay Managing Director, Business Development Head, EMEA at Episode Six

Is the Legacy Challenge Becoming a Growing Burden?

The period of “transformation” in banking is over. We are now in an era of “agility and flexibility,” driven by relentless technological advancements, fierce competition and the demands of digital-savvy customers. Traditional banks find themselves at a juncture, balancing the proven reliability of their legacy systems with the need for agility. In...

16 September 2024 /payments /retail

Rasika Raina Executive Vice President, Transfer Solutions at Mastercard

Building a more inclusive age of digital remittances

Leaving your home, family, and country behind in the pursuit of new opportunities takes real courage and determination. International Day of Family Remittances, celebrated last month, is a chance to recognize the significant contribution migrants make towards supporting loved ones and furthering financial inclusion. Today, around one billion peopl...

22 July 2024 /payments

Abhinav Paliwal CEO at PayNet Systems- A Neo Banking Software Platform

QR Code Payments: What Exactly Are They?

The first QR code was created in 1994 to track cars as they were being manufactured by Denso Wave, a Toyota subsidiary. The ease of use and effectiveness of QR codes have fueled their expansion throughout time into a variety of sectors, including marketing, retail, and payment systems most notably. Using a QR (Quick Response) code to finish a fin...

22 July 2024 /payments