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Robin Deane

Marketing Manager
GPayments
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GPayments
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Latest opinions

Robin Deane

What is Least Cost Routing and how does it work?

Least Cost Routing (LCR) or 'merchant-choice routing' is when a payment is routed via the cheapest option for a merchant when a customer makes a contactless dual-network debit card transaction. LCR occurs either through Visa, Mastercard, or eftpos. Debit Card & Payment Cost Debit cards enable people to make purchases or cash withdrawals from ...

21 July 2022

Robin Deane

False Declines, the bane of the payment industry

False declines, can be a neverending source of irritation for eCommerce retailers. False declines are valid transactions (would-have-been sales) that are rejected due to fraud speculation. Simply stated, they are legitimate transactions that are being wrongly denied. Profits are diminished when a successful sale is missed due to a false decline. ...

21 April 2022

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  • retail banking

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  • 2022 (2)
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