Introduction: Credit utilization plays a major role in deciding the credit score. The long running practice, which needs a serious look so that it plays a balanced role among deciding credit rating and reducing credit card payment fraud and ever increasing NPA on credit card loan and payment default. Traditionally 20-30% of credit utilization of a...
17 August 2021
It can not be better summerised. Legacy system is hurting a bank in every aspet. Sooner a bank moves on from the legacy system, better it is. Having said that when a bank moves to digital banking, one aspect of the digital banking can not ignored/undermined that is new banking risk, generating due to digitization.
06 Aug 2020 13:48 Read comment
Trends in Financial Services
Digital Banking Trends
Poornima BhagwatAssociate Consultant at Tata Consultancy Services
Harish KumarIndustry Advisory Consultant - Lending at Tata Consultancy Services
Nitin GuptaDirector - Growth & Transformation at Tata Consultancy Services
Sanjeev NargotraSenior Consultant at Tata Consultancy Services
Deva GiftlinContact Center Architect at Tata Consultancy Services
Welcome to Finextra. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.
Please read our Privacy Policy.