Research

Digital Transformation in the Data Economy to Improve Threat Detection

11 Nov 2019  |  449 downloads

The digital transformation of the banking landscape has changed the way financial institutions treat their customer data. Add in the introduction of o...

The State Of AI In Financial Services

30 Oct 2019  |  939 downloads

A small number of multinational top-tier financial institutions are already among the most world's most sophisticated users of enterprise-level ar...

The Future of Payments: How to Accelerate Digital Transformation in Payments

01 Oct 2019  |  759 downloads

The last decade has seen an acceleration in the rate at which banks are being encouraged, or required, to innovate and transform their business. With...

Payments Transformation: Building a Vision Which is Instant, Seamless and Secure

23 Sep 2019  |  1217 downloads

2019 marks the 5th edition of the annual Fiserv and Finextra global payments survey. Since the 1st edition in 2015 the change, and the increasing pace...

The Future of AI: Applications for banking business transformation

16 Aug 2019  |  857 downloads

While artificial intelligence has established itself as a disruptive technology for decades, AI is at the peak of the hype cycle now and banks have st...

Top Global Banking Technology Trends

14 Aug 2019  |  1396 downloads

Against the backdrop of an increasingly digital world, banks are facing growing competition, in many cases from non-traditional players, which puts gr...

The Future of Banking is Open

29 Jul 2019  |  1192 downloads

The open banking dialogue has at last moved on from compliance concerns and turned to what opportunities, as well as challenges, exist for banks. 2...

Interconnection and the speed of change in the Nordics

23 Jul 2019  |  410 downloads

There has been a consistent focus on digital transformation within the Nordic traditional financial services industry. This paper, produced by Finextr...

UK Open Banking APIs Performance Analysis: 2018

03 May 2019  |  904 downloads

The report examines the performance of the UK's CMA9 group of Open Banking APIs in 2018. The purpose of the report is to establish a methodology a...

The Missing Link in Re-Mapping Ecosystems

10 Apr 2019  |  419 downloads

What are the issues for fintechs or challenger banks straddling the constraints and opportunities of PSD2 and the opening of the retail banking market...

The Future of Personal Identity

18 Mar 2019  |  534 downloads

2018 saw the implementation of the General Data Protection Regulation (GDPR) across the European Union and European Economic Area and subsequently in...

Cyber Security in Financial Services: Orchestrating the Best Defence in an Evolving Threat Landscape

27 Feb 2019  |  444 downloads

Data, IT and business security have always been paramount for financial organisations. But in an increasingly digitised world, more data is being prod...

Roundtable insights

06 Feb 2019  |  1584 downloads

Finextra Research, Finastra and Microsoft held exclusive breakfast roundtables in Munich, Paris and Stockholm which explored how the payment sector is...

Putting Data to Work in the Digital Economy

20 Dec 2018  |  544 downloads

At this year's Sibos in Sydney, technology and data were again the two key recurring themes identified as critical to enabling and propelling the...

White paper: Using social media to define a better customer banking experience

10 Dec 2018  |  1386 downloads

Finextra sat down with Keith Moor, CMO, Santander UK to discuss how retail banking in the mobile channel will change within the next two to five years...

White paper: The Innovation Game: Escaping Legacy with New Technology

10 Dec 2018  |  1872 downloads

Banks need to innovate but are held back by layers of legacy technology which inhibits their ability to adapt and evolve. How can they implement c...

Fraud Detection: Embracing New Technologies for Frictionless Payments

30 Nov 2018  |  841 downloads

Payments fraud is a significant challenge for banks and is set to become more problematic as payment channels and payment services providers (PSPs) pr...

The Critical Change You Need to Make to your Customer Engagement Strategy

27 Nov 2018  |  754 downloads

Retail banking is currently undergoing a period of unprecedented disruption from a combination of new market entrants (challenger / digital banks and...

Clearing and Settlement: The new battleground for payments innovation

12 Nov 2018  |  949 downloads

There is significant innovation and competition afoot in the world of payments initiation, driven by consumers and corporates on the demand side, and...

The Banks as Universal Digital Trusted ID Providers

06 Nov 2018  |  846 downloads

This whitepaper by Finextra and HID Global explores the new trends in digital identity and highlights how financial institutions are well placed to pl...

Digital Revolution in Treasury

24 Oct 2018  |  734 downloads

Corporate treasurers are becoming more strategic within their organisations, with a focus on digital channels and advanced offerings from their partne...

Payments Transformation: Jostling for Position in the New Digital Landscape

24 Oct 2018  |  1521 downloads

The world is moving ever faster. The willingness of consumers and businesses to tolerate any delay or inconvenience is rapidly approaching zero. Finte...

AI - The Road to Transformation

22 Oct 2018  |  131 downloads

The challenge for global financial institutions is how to navigate the Artificial Intelligence (AI) revolution in a successful manner. It requires a f...

Payment System Assurance – Reducing Risk through Effective Testing

19 Sep 2018  |  471 downloads

Banks traditionally offer three services: accepting deposits, making loans and moving money. Once an area in which there was little competition and re...