Research
How to Protect and Grow in the Fintech Industry

How to Protect and Grow in the Fintech Industry

09 Dec 2019  |  421 downloads

A 3-Step Guide to Generating Revenue and Becoming Profitable. A monetisation strategy must be devised so that the company can decide what va...

How European Retail Banks are Riding the Wave of New Technology

How European Retail Banks are Riding the Wave of New Technology

18 Nov 2019  |  736 downloads

Retail banking is in the midst of change and technology is driving transformation, connecting physical and digital environments. Incumbent banks, cha...

Digital Transformation in the Data Economy to Improve Threat Detection

Digital Transformation in the Data Economy to Improve Threat Detection

11 Nov 2019  |  448 downloads

The digital transformation of the banking landscape has changed the way financial institutions treat their customer data. Add in the introduction of o...

The State Of AI In Financial Services

The State Of AI In Financial Services

30 Oct 2019  |  927 downloads

A small number of multinational top-tier financial institutions are already among the most world's most sophisticated users of enterprise-level ar...

The Future of Payments: How to Accelerate Digital Transformation in Payments

The Future of Payments: How to Accelerate Digital Transformation in Payments

01 Oct 2019  |  743 downloads

The last decade has seen an acceleration in the rate at which banks are being encouraged, or required, to innovate and transform their business. With...

Data-First Transformation in HR: The Value Proposition of Implementing Compensation Technology

Data-First Transformation in HR: The Value Proposition of Implementing Compensation Technology

30 Sep 2019  |  165 downloads

Wholesale digital transformation is the new norm in financial services. It will stay this way too, as organisations need to become agile, continually...

Payments Transformation:  Building a Vision Which is Instant, Seamless and Secure

Payments Transformation: Building a Vision Which is Instant, Seamless and Secure

23 Sep 2019  |  1215 downloads

2019 marks the 5th edition of the annual Fiserv and Finextra global payments survey. Since the 1st edition in 2015 the change, and the increasing pace...

AI, Open Banking and Client Lifecycle Management – Differentiation Opportunities Abound

AI, Open Banking and Client Lifecycle Management – Differentiation Opportunities Abound

20 Sep 2019  |  884 downloads

In mid-2019 Finextra and Pega conducted an online survey of senior business and technology managers from 27 countries, representing 54 financial insti...

The Future of AI: Applications for banking business transformation

The Future of AI: Applications for banking business transformation

16 Aug 2019  |  850 downloads

While artificial intelligence has established itself as a disruptive technology for decades, AI is at the peak of the hype cycle now and banks have st...

Top Global Banking Technology Trends

Top Global Banking Technology Trends

14 Aug 2019  |  1379 downloads

Against the backdrop of an increasingly digital world, banks are facing growing competition, in many cases from non-traditional players, which puts gr...

The Future of Banking is Open

The Future of Banking is Open

29 Jul 2019  |  1185 downloads

The open banking dialogue has at last moved on from compliance concerns and turned to what opportunities, as well as challenges, exist for banks. 2...

Interconnection and the speed of change in the Nordics

Interconnection and the speed of change in the Nordics

23 Jul 2019  |  410 downloads

There has been a consistent focus on digital transformation within the Nordic traditional financial services industry. This paper, produced by Finextr...

Utilising AI to Prevent Financial Crime

Utilising AI to Prevent Financial Crime

09 May 2019  |  455 downloads

The convergence of open banking, data protection regulation, digitalisation of services and advancement of technology and artificial intelligence has...

UK Open Banking APIs Performance Analysis: 2018

UK Open Banking APIs Performance Analysis: 2018

03 May 2019  |  899 downloads

The report examines the performance of the UK's CMA9 group of Open Banking APIs in 2018. The purpose of the report is to establish a methodology a...

Could a Unified Approach to Digital Identity Disrupt the Banking Industry?

Could a Unified Approach to Digital Identity Disrupt the Banking Industry?

02 May 2019  |  604 downloads

Digital identity - the body of information or unique identifiers and user patterns that detect individuals online and on their devices – cou...

The Missing Link in Re-Mapping Ecosystems

The Missing Link in Re-Mapping Ecosystems

10 Apr 2019  |  419 downloads

What are the issues for fintechs or challenger banks straddling the constraints and opportunities of PSD2 and the opening of the retail banking market...

The Future of Personal Identity

The Future of Personal Identity

18 Mar 2019  |  528 downloads

2018 saw the implementation of the General Data Protection Regulation (GDPR) across the European Union and European Economic Area and subsequently in...

Key Drivers, Emerging Trends and Developments in Corporate Banking

Key Drivers, Emerging Trends and Developments in Corporate Banking

11 Mar 2019  |  657 downloads

In seeking to serve the ever-evolving and increasingly global needs of their corporate customers banks face a diverse and complex set of challenges. A...

Cyber Security in Financial Services: Orchestrating the Best Defence in an Evolving Threat Landscape

Cyber Security in Financial Services: Orchestrating the Best Defence in an Evolving Threat Landscape

27 Feb 2019  |  442 downloads

Data, IT and business security have always been paramount for financial organisations. But in an increasingly digitised world, more data is being prod...

White paper: Using social media to define a better customer banking experience

White paper: Using social media to define a better customer banking experience

10 Dec 2018  |  1374 downloads

Finextra sat down with Keith Moor, CMO, Santander UK to discuss how retail banking in the mobile channel will change within the next two to five years...

White paper: The Innovation Game: Escaping Legacy with New Technology

White paper: The Innovation Game: Escaping Legacy with New Technology

10 Dec 2018  |  1859 downloads

Banks need to innovate but are held back by layers of legacy technology which inhibits their ability to adapt and evolve. How can they implement c...

Payment System Assurance – Reducing Risk through Effective Testing

Payment System Assurance – Reducing Risk through Effective Testing

19 Sep 2018  |  465 downloads

Banks traditionally offer three services: accepting deposits, making loans and moving money. Once an area in which there was little competition and re...

White paper: Direct benefits: How fintechs can leverage open access for payments innovation

White paper: Direct benefits: How fintechs can leverage open access for payments innovation

25 Apr 2016  |  1138 downloads

A new white paper produced by Finextra and Raphaels Bank explores the changing landscape for access to UK payment systems, and the opportunities and c...