Research
The State Of AI In Financial Services

The State Of AI In Financial Services

30 Oct 2019  |  908 downloads

A small number of multinational top-tier financial institutions are already among the most world's most sophisticated users of enterprise-level ar...

The Future of Payments: How to Accelerate Digital Transformation in Payments

The Future of Payments: How to Accelerate Digital Transformation in Payments

01 Oct 2019  |  690 downloads

The last decade has seen an acceleration in the rate at which banks are being encouraged, or required, to innovate and transform their business. With...

Data-First Transformation in HR: The Value Proposition of Implementing Compensation Technology

Data-First Transformation in HR: The Value Proposition of Implementing Compensation Technology

30 Sep 2019  |  164 downloads

Wholesale digital transformation is the new norm in financial services. It will stay this way too, as organisations need to become agile, continually...

Payments Transformation:  Building a Vision Which is Instant, Seamless and Secure

Payments Transformation: Building a Vision Which is Instant, Seamless and Secure

23 Sep 2019  |  1202 downloads

2019 marks the 5th edition of the annual Fiserv and Finextra global payments survey. Since the 1st edition in 2015 the change, and the increasing pace...

AI, Open Banking and Client Lifecycle Management – Differentiation Opportunities Abound

AI, Open Banking and Client Lifecycle Management – Differentiation Opportunities Abound

20 Sep 2019  |  878 downloads

In mid-2019 Finextra and Pega conducted an online survey of senior business and technology managers from 27 countries, representing 54 financial insti...

The Future of AI: Applications for banking business transformation

The Future of AI: Applications for banking business transformation

16 Aug 2019  |  825 downloads

While artificial intelligence has established itself as a disruptive technology for decades, AI is at the peak of the hype cycle now and banks have st...

Top Global Banking Technology Trends

Top Global Banking Technology Trends

14 Aug 2019  |  1366 downloads

Against the backdrop of an increasingly digital world, banks are facing growing competition, in many cases from non-traditional players, which puts gr...

The Future of Banking is Open

The Future of Banking is Open

29 Jul 2019  |  1173 downloads

The open banking dialogue has at last moved on from compliance concerns and turned to what opportunities, as well as challenges, exist for banks. 2...

Interconnection and the speed of change in the Nordics

Interconnection and the speed of change in the Nordics

23 Jul 2019  |  408 downloads

There has been a consistent focus on digital transformation within the Nordic traditional financial services industry. This paper, produced by Finextr...

Utilising AI to Prevent Financial Crime

Utilising AI to Prevent Financial Crime

09 May 2019  |  453 downloads

The convergence of open banking, data protection regulation, digitalisation of services and advancement of technology and artificial intelligence has...

UK Open Banking APIs Performance Analysis: 2018

UK Open Banking APIs Performance Analysis: 2018

03 May 2019  |  880 downloads

The report examines the performance of the UK's CMA9 group of Open Banking APIs in 2018. The purpose of the report is to establish a methodology a...

Could a Unified Approach to Digital Identity Disrupt the Banking Industry?

Could a Unified Approach to Digital Identity Disrupt the Banking Industry?

02 May 2019  |  604 downloads

Digital identity - the body of information or unique identifiers and user patterns that detect individuals online and on their devices – cou...

The Missing Link in Re-Mapping Ecosystems

The Missing Link in Re-Mapping Ecosystems

10 Apr 2019  |  419 downloads

What are the issues for fintechs or challenger banks straddling the constraints and opportunities of PSD2 and the opening of the retail banking market...

The Future of Personal Identity

The Future of Personal Identity

18 Mar 2019  |  522 downloads

2018 saw the implementation of the General Data Protection Regulation (GDPR) across the European Union and European Economic Area and subsequently in...

Key Drivers, Emerging Trends and Developments in Corporate Banking

Key Drivers, Emerging Trends and Developments in Corporate Banking

11 Mar 2019  |  647 downloads

In seeking to serve the ever-evolving and increasingly global needs of their corporate customers banks face a diverse and complex set of challenges. A...

Cyber Security in Financial Services: Orchestrating the Best Defence in an Evolving Threat Landscape

Cyber Security in Financial Services: Orchestrating the Best Defence in an Evolving Threat Landscape

27 Feb 2019  |  440 downloads

Data, IT and business security have always been paramount for financial organisations. But in an increasingly digitised world, more data is being prod...

Roundtable insights

Roundtable insights

06 Feb 2019  |  1578 downloads

Finextra Research, Finastra and Microsoft held exclusive breakfast roundtables in Munich, Paris and Stockholm which explored how the payment sector is...

Putting Data to Work in the Digital Economy

Putting Data to Work in the Digital Economy

20 Dec 2018  |  542 downloads

At this year's Sibos in Sydney, technology and data were again the two key recurring themes identified as critical to enabling and propelling the...

White paper: Using social media to define a better customer banking experience

White paper: Using social media to define a better customer banking experience

10 Dec 2018  |  1363 downloads

Finextra sat down with Keith Moor, CMO, Santander UK to discuss how retail banking in the mobile channel will change within the next two to five years...

White paper: The Innovation Game: Escaping Legacy with New Technology

White paper: The Innovation Game: Escaping Legacy with New Technology

10 Dec 2018  |  1837 downloads

Banks need to innovate but are held back by layers of legacy technology which inhibits their ability to adapt and evolve. How can they implement c...

Fraud Detection: Embracing New Technologies for Frictionless Payments

Fraud Detection: Embracing New Technologies for Frictionless Payments

30 Nov 2018  |  838 downloads

Payments fraud is a significant challenge for banks and is set to become more problematic as payment channels and payment services providers (PSPs) pr...

The Critical Change You Need to Make to your Customer Engagement Strategy

The Critical Change You Need to Make to your Customer Engagement Strategy

27 Nov 2018  |  752 downloads

Retail banking is currently undergoing a period of unprecedented disruption from a combination of new market entrants (challenger / digital banks and...

Clearing and Settlement: The new battleground for payments innovation

Clearing and Settlement: The new battleground for payments innovation

12 Nov 2018  |  943 downloads

There is significant innovation and competition afoot in the world of payments initiation, driven by consumers and corporates on the demand side, and...

The Banks as Universal Digital Trusted ID Providers

The Banks as Universal Digital Trusted ID Providers

06 Nov 2018  |  846 downloads

This whitepaper by Finextra and HID Global explores the new trends in digital identity and highlights how financial institutions are well placed to pl...