Dominique Dierks - Community Author: Finextra Research

‘Tis the season for holiday scams: How to stay safe and shop smart

Dominique Dierks Senior Content Manager at Finextra

‘Tis the season for holiday scams: How to stay safe and shop smart

The holiday season brings joy, celebration and a surge in online shopping. But as consumers hunt for thoughtful gifts, the latest tech, and the best deals, scammers are also busy — making Black Friday and Christmas one of the riskiest times for fraud. And with digital commerce booming, the threat landscape is evolving faster than ever before. To u...

13 November 2025 /payments

The top payments stories you missed in October 2025

Dominique Dierks Senior Content Manager at Finextra

The top payments stories you missed in October 2025

Catch up on Finextra’s most-read payments stories from last month. G20's cross-border payments plan to miss 2027 deadline The G20's roadmap to improving cross-border payments was officially introduced in 2021. The G20’s Financial Stability Board (FSB) now reports that global financial institutions are set to miss the first deadline of 2027. "I...

31 October 2025 /payments

Regulatory impact on cross-border payments

Dominique Dierks Senior Content Manager at Finextra

Regulatory impact on cross-border payments

This is an excerpt from a Sibos special edition report: The Future of Cross-Border Payments 2026: Strategies for Success. Cross-border payments are booming and show no sign of slowing down, with research from January 2025 forecasting the market to grow to $320 trillion by 2032. Yet as fintech firms and other tech-first financial institutions re&#...

03 October 2025 /Sibos

Modernising payments in 2025: How banks are moving from rail-centric to outcome-centric

Dominique Dierks Senior Content Manager at Finextra

Modernising payments in 2025: How banks are moving from rail-centric to outcome-centric

The world of payments has never been more complex that it is today. What was ‘nice to have’ five years ago is now essential for consumers; a plethora of payment options is the expectation. To meet these demands, financial institutions need to adapt to new payment rails, the shift towards instant, and increasing demand for alternative payment metho...

17 September 2025 /Sibos

The top payments stories you missed in July 2025

Dominique Dierks Senior Content Manager at Finextra

The top payments stories you missed in July 2025

Catch up on Finextra’s most-read Payments stories from last month. Australian banks launch nationwide Confirmation of Payee scheme Confirmation of Payee (CoP) has officially arrived in Australia, with Australian banks having started the roll-out of the nationwide scheme early in July. Even though Australia is one of the only countries where scam lo...

01 August 2025 /payments

The AI energy crisis: Why chatbots are using up our drinking water

Dominique Dierks Senior Content Manager at Finextra

The AI energy crisis: Why chatbots are using up our drinking water

Just this week, the Trump administration has introduced its new ‘AI Action Plan’ with the direct aim to speed up the adoption of AI and the build of more data centres, all the while cutting regulation to enable this. As the world continues its AI race, how much is too much? Concerns have long been raised about the amount of energy AI uses. The In...

25 July 2025 /ai

What are deepfakes? Understanding modern scams

Dominique Dierks Senior Content Manager at Finextra

What are deepfakes? Understanding modern scams

While AI and generative AI technology have made leaps in streamlining financial services over the last decade, fraudsters have made similar strides to use this technology for their advantage. Most nefariously, deepfakes becomes increasingly hard to differentiate from reality. So what is deepfake technology? And how is it affecting financial servic...

13 June 2025 /crime

Ensuring operational resilience in 2025 – why the status quo no longer works

Dominique Dierks Senior Content Manager at Finextra

Ensuring operational resilience in 2025 – why the status quo no longer works

Operational resilience is on all UK payments leaders’ minds. In 2024, 95% of business leaders stated that they’re aware of operational weaknesses which leave them vulnerable, yet 48% said their organisations aren’t doing enough to improve resilience. The European Union (EU)’s Digital Operational Resilience Act (DORA) – having come into effect on 17...

11 June 2025 /security

The evolution of the digital sandbox—fintech integration in 2025

Dominique Dierks Senior Content Manager at Finextra

The evolution of the digital sandbox—fintech integration in 2025

In 2025, modernisation continues to be one of the top agenda items for financial institutions. Innovative new use cases for technologies like AI and a wave of regulatory updates necessitate significant system and process modernisation, and with modernisation comes the need for testing. Many traditional banks want to include fintech solutions in th...

14 May 2025 /devops

To Tariff or Not To Tariff: Feeling the shockwaves of a looming trade war

Dominique Dierks Senior Content Manager at Finextra

To Tariff or Not To Tariff: Feeling the shockwaves of a looming trade war

The first three months of President Trump’s second term in the White House have been turbulent to say the least. Most concerning for economists, financial markets, and international trade industries have been the whirlwind of tariffs. The ‘will he, won’t he’ back and forth on announced – and then paused – tariffs have left the global community ree...

11 April 2025 /markets

The top payments stories you missed in March 2025

Dominique Dierks Senior Content Manager at Finextra

The top payments stories you missed in March 2025

March has been a busy month in the world of payments. From regulatory upheaval to rising fraud numbers, here is an overview of our most viewed Payments stories from this month. UK Government confirms plans to scrap Payment Systems Regulator You probably did not miss this story. In March, the UK Government has officially confirmed its plans to aboli...

28 March 2025 /payments

Fintech sentiment: What the PSR abolishment means for the UK

Dominique Dierks Senior Content Manager at Finextra

Fintech sentiment: What the PSR abolishment means for the UK

This week, the UK Government has confirmed its plans to scrap the Payment Systems Regulator (PSR) in a bid to slash red tape and boost economic growth. The PSR’s operations will be merged with the Financial Conduct Authority (FCA) once the government has passed primary legislation to enact the change. Opinions on the axing of the PSR are divided....

17 March 2025 /regulation

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