John O'Donovan Partner, Head of Banking & Finance at Harold Benjamin Solicitors
The market for interest-free Buy Now Pay Later (BNPL) and other associated products, such as short-term interest-free credit (STIFC) has been growing at a searing pace. Unsurprisingly, it has come to the attention of the regulators with respect to potential consumer detriment. This has only been magnified by the backdrop of the Financial Conduct Au...
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