Dominique Dierks - Community Author: Finextra Research

Modern customers, modern payments: Addressing a changing e-commerce landscape

Dominique Dierks Senior Content Manager at Finextra

Modern customers, modern payments: Addressing a changing e-commerce landscape

In 2025, retail e-commerce revenue is expected to exceed $4.8 billion worldwide. Over the last five years, the world has shifted to digital: online shopping from retailers across borders is overtaking high-street shopping, and in the world of payments, contactless and BNPL (buy now, pay later) are increasingly catching up to traditional card or ca...

14 January 2025 /payments

Mind the fintech gap: Regulatory deadlines in 2025

Dominique Dierks Senior Content Manager at Finextra

Mind the fintech gap: Regulatory deadlines in 2025

What regulatory deadlines are coming up in 2025? The financial services sector is facing a significant number of regulatory and standard updates, so Finextra has collated an overview of significant deadlines that are coming up this year. January EU – DORA will apply from 17 January The EU’s highly anticipated Digital Operational Resilience Act (DOR...

03 January 2025 /regulation

Dominique Dierks Senior Content Manager at Finextra

Finextra's top research reports of 2024

2024 was marked by future-proofing, whether it was preparing for a tidal wave of regulatory changes, or modernising to keep up with technological innovation. Let us look back at Finextra’s year in review: our most popular research reports of 2024. 10. 8 Steps to Efficient Transaction Fraud Monitoring As card transaction fraud spikes, this impact ...

30 December 2024 /predictions

What is the global AI legislative outlook?

Dominique Dierks Senior Content Manager at Finextra

What is the global AI legislative outlook?

The EU AI Act made history as the world's first AI legislation when it entered into force in August 2024. We have now entered a 24-month transitional period during which delegated legislation, guidelines, and standards are being drafted and published across all EU member states. The regulatory framework is designed to identify varying levels of ri...

16 December 2024 /ai

How data and SaaS are paving the way for embedded bank payments

Dominique Dierks Senior Content Manager at Finextra

How data and SaaS are paving the way for embedded bank payments

Our latest Finextra webinar, ‘SaaS savvy: Preparing for embedded and data driven bank payments’, hosted in association with Bottomline, discussed the transition to SaaS-based models in banking and payments, emphasising the need for data integration and analytics. Hosted by Finextra’s Gary Wright, the panel consisted of William Artingstall, managin...

22 November 2024 /devops

AI, CBDC, and stablecoins: Trending tech in the payments sector

Dominique Dierks Senior Content Manager at Finextra

AI, CBDC, and stablecoins: Trending tech in the payments sector

This is an excerpt from the Future of Payments 2025 report. Never has technology evolved as quickly as it does today, and innovation is ripe in finance and banking. AI, tokenisation, stablecoins, CBDCs and hyper-personalisation are all elements of discussion when it comes to making transactions more secure, streamline operations, reduce costs an...

25 October 2024 /Sibos

Pix Automático: Unlocking the potential of recurring payments in Brazil

Dominique Dierks Senior Content Manager at Finextra

Pix Automático: Unlocking the potential of recurring payments in Brazil

Brazil’s Pix has been one of the most impactful success stories over the last decade. Created by the country’s Central Bank, the instant payments system purpose was to modernise Brazil’s payments industry by reducing consumers’ reliance on cash, lowering financial costs, and fostering financial inclusion – and it succeeded brilliantly. Launched in...

22 October 2024 /payments

Unlocking the opportunities of embedded e-commerce in the African market

Dominique Dierks Senior Content Manager at Finextra

Unlocking the opportunities of embedded e-commerce in the African market

This is an excerpt from the Future of Embedded Finance in Africa 2025 report. E-commerce in Africa is booming, driven by increasing access to internet and smart phones across the continent, combined with affordable data plans, a young and tech-savvy population, as well as the growing availability of digital payment methods. Statista expects the re...

16 October 2024 /Sibos

Ushering in a new era of real-time payments

Dominique Dierks Senior Content Manager at Finextra

Ushering in a new era of real-time payments

The progress in real-time payments (RTP) has been significant over the last few years, and the momentum is showing no sign of slowing down. Today, there are around 96 RTP systems operational globally, with more and more countries building out their payments landscape. The economic impact of real-time payments is significant. In 2023, 266.2 billion...

26 September 2024 /payments

The future is now: Open Finance is here to stay

Dominique Dierks Senior Content Manager at Finextra

The future is now: Open Finance is here to stay

This year, open banking in the UK celebrated its sixth birthday and reached the milestone of 10 million customers. In today’s world of instant and cross-border payments, the era of Open Finance has well and truly arrived. Customer demands are changing, and data is becoming increasingly vital for financial institutions. Open Finance allows banks to...

05 September 2024 /markets

The top payments stories you missed in July 2024

Dominique Dierks Senior Content Manager at Finextra

The top payments stories you missed in July 2024

It was an eventful month in the financial sector. Catch up on six of our most-read news and updates from July 2024. Revolut is finally granted a UK banking license After three years of trying, Revolut has been granted a banking license, with restrictions, by the Financial Conduct Authority. Once the ‘mobilisation stage’ has been completed and the r...

02 August 2024 /payments

5 common types of data breaches in the financial sector

Dominique Dierks Senior Content Manager at Finextra

5 common types of data breaches in the financial sector

Global cybercrime is thriving. The 2023 UK Cyber Security Breaches Survey found that over the last 12 months, 32% of businesses have experienced a data breach, with that number climbing to a stunning 69% for large businesses. The financial sector is a popular target for cybercriminals, and ranks second in the global cyber incident damage statisti...

12 April 2024 /security

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