Finextra Research
Sibos 2025
Sign in
Sign up
Sibos 2025
  • News
    • Latest news
    • Company updates
    • Long reads
  • TV
  • Research
  • Events
    • All
    • Conferences
    • Webinars
    • Popular
  • Community
    • Community latest
    • Latest expert opinions
    • Groups
    • Search members
  • Jobs
  • APIs
Sign in
Sign up
Sibos 2025
  • News
    • Back
    • News
    • Latest news
    • Company updates
    • Long reads
  • TV
  • Research
  • Events
    • Back
    • Events
    • All
    • Conferences
    • Webinars
    • Popular
  • Community
    • Back
    • Community
    • Community latest
    • Latest expert opinions
    • Groups
    • Search members
  • Jobs
  • APIs
  • payments
  • markets
  • retail
  • wholesale
  • wealth
  • regulation
  • crime
  • crypto
  • sustainable
  • startups
  • devops
  • identity
  • security
  • cloud
  • ai

Community

  • Your feed
  • Latest expert opinions
  • Groups

Join the Community

23,997
Expert opinions
40,625
Total members
330
New members (last 30 days)
199
New opinions (last 30 days)
29,267
Total comments
Join Sign in
samboboev
Follow Unfollow

Sam Boboev

Founder
Fintech Wrap Up
Member since
31 Oct 2020
Location
Saint Julian's
Followers
15
Following
77
Opinions
38
Long reads
0
Followed by John Sims, Martha Boyle and 5 others you follow
View Sam Boboev's full profile

Sam's opinions

clear
Sam Boboev

Deep Dive: Embedded Finance for SaaS Platforms: What It Means and Why It Matters

Embedded finance is the practice of weaving financial services directly into software products and platforms. In other words, non-financial apps and marketplaces let users access bank accounts, payments, lending, insurance or other financial tools without leaving the app they already use. This idea may sound daunting, but it’s rapidly becoming a ...

8 hours /payments

Sam Boboev

Deep Dive: A Guide to Payment Facilitation and Facilitators (Payfacs)

Payment facilitation might not get as much buzz as crypto or AI, but it underpins a growing share of digital commerce. Today’s PayFacs process billions in transactions, and by 2025 the model is expected to handle more than $4 trillion globally. These providers act as master merchants, aggregating countless sub‑accounts to let SaaS platforms, mark

28 September 2025 /payments

Sam Boboev

Deep Dive: Google’s AP2 Explained - The Rulebook for Agent-Led Payments

Imagine telling your AI assistant to “just buy it for me” and having it actually go through with the purchase – safely, securely, and without you clicking any “Buy Now” button. Google’s new Agent Payments Protocol (AP2) is betting on exactly that future. Announced in September 2025, AP2 is an open standard designed so AI agents can initiate payme...

21 September 2025 /ai /payments

Sam Boboev

Deep Dive: What You Need to Know about Tempo - Stripe’s L1 Blockchain

Stripe – yes, that Stripe, the $90B fintech known for online payments – just decided to build its own Layer-1 blockchain network called Tempo. The announcement dropped in early September 2025, when Stripe’s CEO Patrick Collison took to X to say that “existing blockchains are not optimized” for the booming use of stablecoins on Stripe’s platform. ...

14 September 2025 /payments /crypto

Sam Boboev

Deep Dive: The Checkout Killer? Visa’s AI Agents Are Open for Business

Imagine telling an AI assistant to “plan my trip to Miami,” then sitting back as it finds the perfect flight, hotel, and even buys that new fishing reel you wanted – all on its own. That’s the vision behind Visa’s Intelligent Commerce, a new platform that lets AI “agent” software find, shop, and buy on your behalf. At Visa’s recent Product Drop 2...

07 September 2025 /ai /payments

Sam Boboev

Deep Dive: AI Automation Is Eating the CFO Stack — Ramp Shows How

Financial teams have long been stuck in a “bump, bump, bump” routine of manual busywork – to borrow a phrase from Winnie-the-Pooh. But that’s changing fast. In the last year, AI has barreled into the finance back-office. Expense reports are getting filed by bots. Invoices are paying themselves. And one startup in particular – Ramp – just raised a...

31 August 2025 /ai /payments

Sam Boboev

Deep Dive: Stripe and Circle Are Launching Their Own Blockchains – Here’s the Lowdown

Imagine sipping coffee with a fellow fintech nerd when they drop this bombshell: “Did you hear Stripe and Circle are both building their own Layer-1 blockchains?” It sounds crazy, but it’s true. In the past few months, payments giant Stripe (yes, that Stripe) and stablecoin issuer Circle have each unveiled plans for custom L1 blockchains – Stripe’...

24 August 2025 /payments /crypto

Sam Boboev

Deep Dive: Coinbase’s Commerce Payments Protocol: How to Use It, Integrate It, and Win With It

Coinbase and Shopify have teamed up to launch the Commerce Payments Protocol, an open onchain payments standard designed for real-world commerce. Announced in mid-2025, this protocol brings sophisticated multi-step payment flows (think escrow, authorizations, captures, refunds) onto the blockchain, while preserving crypto’s core benefits of speed...

17 August 2025 /payments /crypto

Sam Boboev

Deep Dive: The Rise of Spend Management Fintechs in the EU and UK

As a fintech product manager and enthusiast who writes a newsletter, I constantly monitor developments in fintech, payments, banking, and related markets. Recently, my attention has been drawn to the spend or expense management landscape, especially after witnessing significant funding rounds by companies such as Payhawk, Ageras, and Light. These

15 August 2025 /payments /markets

Sam Boboev

Deep Dive: What Shopify’s AI Storefront Updates Mean for Commerce and Payments

Shopify is betting big that conversational AI agents will become the new storefronts of the internet – and it’s rolling out some ambitious tools to make that happen. If phrases like Model Context Protocol (MCP) and Global Catalog sound like sci-fi jargon, fear not. In this deep dive, we’ll break down Shopify’s Storefront AI Agent strategy, why it ...

10 August 2025 /payments

  • 1
  • 2
  • 3
  • 4

Sam writes about

  • artificial intelligence
  • payments
  • wealth management
  • retail banking
  • start ups
  • financial inclusion
  • cryptocurrency
  • markets

Sam's opinion archive

  • 2025 (26)
  • 2024 (2)
  • 2023 (4)
  • 2020 (4)

Latest groups joined by Sam

  • Artificial Intelligence and Financial Services

  • Fintech

See all groups joined

Sam reads

  • LinkedIn
  • Fintech Wrap Up
  • Wraap Up
  • 1:1 Advisory
ShowHide similar members

Similar members

Daniel Graf

Daniel Graf
Founder at Earthchain

Follow Unfollow
Meeta Gangrade

Meeta Gangrade
Founder at Nuanced Strategies

Follow Unfollow
Vikas Agarwal

Vikas Agarwal
Founder at GrowExx

Follow Unfollow
Ryan Swann

Ryan Swann
Founder at RiskSmart

Follow Unfollow
Konstantin Klyagin

Konstantin Klyagin
Founder at Redwerk and QAwerk

Follow Unfollow

Welcome to Finextra. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.

Please read our Privacy Policy.

Accept
Finextra

Finextra

  • About

Community

  • Rules
  • Contact the community team

News

  • Guidance
  • Contact the news desk

Sales

  • Media pack
  • Contact the sales team

Get involved

  • Finextra Live@
  • Webinars
  • Finextra TV
  • Research
  • Finextra.jobs
  • Finextra Pro

Events

  • Sustainable Finance Live
  • NextGen Nordics
  • EBAday
  • NextGen:AI

Members

Join the community News alerts

Follow

Download Finextra Pro

Download Finextra Pro from Apple App Store Download Finextra Pro from Google App Store

Download Finextra News

Download Finextra News from Apple App Store Download Finextra News from Google App Store

© Finextra Research 2025

Terms of usePrivacy PolicyCookie Centre