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Personal Finance

This group would contain articles related to personal finance

Sanju Biswas

Sanju Biswas Marketing Head at Abhiloans

Why Choosing the Right Financial Product is Still a Big Problem (and How Marketplaces Help)

In today’s world, individuals are expected to take full charge of their finances. Whether it’s for health emergencies, retirement, education, travel, homeownership, or just growing wealth, people need to make smart decisions about money. But one thing hasn’t changed much choosing the right financial product is still a struggle. This article explor...

Sanju Biswas

Sanju Biswas Marketing Head at Abhiloans

What You Need to Know Before Pledging Your Shares

Pledging shares is a common way for investors to unlock the value of their stock holdings without having to sell them. It allows you to borrow money by using your shares as collateral. While it may seem like a convenient option, pledging shares involves certain risks and responsibilities that every investor should carefully evaluate. This article ...

/wealth

Sanju Biswas

Sanju Biswas Marketing Head at Abhiloans

How Do Equity Shares Work? Know the Basics Before You Invest

If you’ve ever thought about investing in the stock market, chances are you’ve come across the term “equity shares.” They’re one of the most common investment options and form the backbone of the stock market. But what exactly are equity shares, and how do they work? Let’s break it down in simple terms so that whether you’re a beginner or someone ...

/wealth

Parminder Saini

Parminder Saini CEO at Triple Minds

Understanding the Role and Benefits of Introducing Brokers in Forex Trading

Understanding the Role and Benefits of Introducing Brokers in Forex Trading There are 3 main benefits of working with introducing brokers in forex: access to better trading conditions, local customer support, and often added educational or bonus programs. Introducing brokers (IBs) act as intermediaries between traders and forex brokers, helping be...

/markets

Nanne Parmar

Nanne Parmar CEO at Easemoney

How a Cash Denomination calculator Works?

Managing cash efficiently can be a challenge, especially for small business owners, shopkeepers, and cashiers who handle multiple transactions daily. A Cash Denomination Calculator makes this process easy by breaking down large amounts into smaller, usable denominations. Here’s how it works: 1. Enter the Total Amount Start by entering the total ca...

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Yuriy Gnatyuk

Yuriy Gnatyuk COO at Kindgeek

Developing a Personal Finance App: Key Considerations

Managing finances effectively is often challenging, and it can sometimes feel like money disappears faster than we can keep track of it. This is where technology steps in to make a difference. With more people striving to take charge of their financial health, personal finance apps have surged in popularity, offering valuable tools for budgeting,...

/payments

Retired Member

Retired Member 

Understanding the Mortgage Process

Mortgages offer individuals and businesses an option for purchasing property without incurring all of the expenses up front. Instead, borrowers agree to repay the loan with interest over time. Navigate the mortgage process with ease! Learn about pre-approval, loan applications, property appraisal, underwriting, and closing to achieve homeownership...

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Naina Rajgopalan

Naina Rajgopalan Content Head at Freo

Financial Planning for Healthcare Expenses: How to Budget and Save?

Healthcare costs can be for families. As it rises, it's crucial to have a solid plan in place for these costs. This article will be for and saving for healthcare, as well as tips for the healthcare system. is one of the most essential parts of finance since it may lead . Health into your financial plan prepares you for any healthcare for now and i...

/wealth /inclusion

Retired Member

Retired Member 

Financial Regulation and Compliance: A Critical Area for Academic Research in a Fintech-Driven World

Many changes have come in the banking sector due to financial technology. There are however more problems that have come due to this. This has made regulators create stricter laws to prevent these problems. There have been fewer cases of fraud, cleaning dirty money, and stealing data due to these laws. Deep-rooted studies can help student writ

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Darren Winfield

Darren Winfield Insight Consultant at Defaqto Ltd

Platforms and SIPPs - cash are they not interested!

On the 12th December 2023 the FCA have written to adviser platforms and SIPP operators to ask why the interest rates on cash balances are so low in comparison to the Bank of England base rate (currently 5.25%) The Dear CEO letter points to consumer duty and the cross-cutting rules that expect acting in good faith, are not being adhered to and that ...

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