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Fintech discussions and conversations around the development of fintech.
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Dr Ritesh Jain Advisor at WorldBank
India’s digital economy stands at a defining inflection point. As global capital flows into fintech startups and regulatory structures crystallise around digital public infrastructure (DPI), the narrative often swings between euphoric celebration and sceptical caution. But amidst the unicorn tallies and IPO buzz, we must ask—are we truly moving to...
19 hours /inclusion /predictions
Priyanka Naik Fintech Professional
AI is now moving from experimental deployments to core infrastructure across the financial ecosystem. As someone who has spent twelve years building large-scale products, I have been closely following the research that explores how AI will reshape financial services. Several recent papers map the economic, human and technological transitions unfol...
14 November 2025 /ai /payments
Card-Not-Present (CNP) fraud has quietly become one of the most pervasive and destabilising forces in global finance. For years, stakeholders have spoken of digital transformation, real-time payments, and frictionless commerce as markers of progress. Yet beneath this remarkable shift lies an uncomfortable truth: the digital economy we have built i...
13 November 2025 /payments /crime
John Reese Business Analyst | Platform Growth Expert at Hashcodex
Payments today are super fast, right? You scan, tap, and it’s done. But let’s be honest, they still wait for you to act first. You pay only after something happens. What if your payment system could predict what comes next? That’s exactly what’s coming in 2026. Every industry is moving to the next level with artificial intelligence. And payment gat...
13 November 2025 /payments /startups
When a global payments network with decades of legacy and scale declares that payouts can arrive in minutes rather than days, it’s not fluff — it’s a signal of systemic change. Visa’s new pilot allowing businesses to fund payouts in fiat while recipients receive USDC-backed stablecoins marks a pivotal moment in the evolution of cross-border payment...
12 November 2025 /payments /regulation
Anush Sachsuvarova Project Manager at Baseella Ltd
Artificial intelligence has become the defining frontier of modern finance. From generative models that accelerate document handling to machine learning systems that detect fraud in real time, AI promises to make financial institutions faster, safer, and more efficient. Yet, the same technology that unlocks operational value also raises new and ur...
11 November 2025 /ai
Every financial revolution begins as rebellion and ends as infrastructure. Paper money began as merchant credit, credit cards as novelty, mobile money as improvisation — and now, digital assets as evolution. What began as a technological insurgency is quietly becoming the next foundation of global finance. This time, the rebellion isn’t against ba...
11 November 2025 /payments /crypto
1. A Decade in the Making Over a decade ago, I had the privilege of leading Apple Pay’s launch for Apple and Visa in the UK, building the early foundations of tokenisation and biometric authentication that would go on to redefine how the world transacts. Back then, the notion of paying with a fingerprint on a phone felt like science fiction — the ...
02 November 2025 /payments /regulation
The lines between banks and non-banks are blurring faster than ever. Retailers offer payment cards, ride-hailing apps issue microloans, and digital wallets manage millions of accounts without holding a banking license. Behind this transformation lies one of the most significant trends in modern finance – embedded finance, powered by BaaS platforms...
30 October 2025
Sanjay Barot Digital Marketing Strategist at Radixweb
For the past decade, global finance has shifted steadily toward sustainability commitments — yet the delivery of climate infrastructure remains far behind what transition pathways require. At boardroom level, the appetite for climate-aligned investment is clear. Pension funds, sovereign wealth funds, and institutional investors are all actively se...
24 October 2025 /inclusion
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