Join the Community

23,281
Expert opinions
43,783
Total members
373
New members (last 30 days)
180
New opinions (last 30 days)
29,074
Total comments

Fintech

Fintech discussions and conversations around the development of fintech.

Ruchi Rathor

Ruchi Rathor Founder at Payomatix Technologies

The Digital Wallet Revolution: How It's Reshaping Consumer Behaviour and Payment Infrastructure

The sound of jangling coins and the bulk of leather wallets have faded into nostalgia. In their place stands a more sophisticated and scalable payment conduit: the digital wallet. No longer just a fintech novelty, it is a cornerstone of the new digital economy—driving shifts in consumer behaviour, altering merchant ecosystems, and compelling banks ...

/payments

David Clee

David Clee Co-Founder & CEO at MirrorWeb

Compliance Relics: The Case Against PDFs and Screenshots

Screenshots and PDFs have long served as the fallback tools of digital recordkeeping. They're easy to create, straightforward to file, and for a long time, they seemed “good enough.” But in today’s regulatory environment, where agencies like the SEC and FINRA are demanding complete, contextual, and verifiable records, “good enough” is quickly be

/regulation /wealth

David Clee

David Clee Co-Founder & CEO at MirrorWeb

Financial Deregulation - A False Sense of Security

In December 2021, JP Morgan agreed to pay $200 million in fines for failing to monitor employee communications on unauthorized channels, primarily WhatsApp, SMS, and iMessage. Initially seen as a high-profile, isolated incident meant to set an example, it turned out to be the opening salvo in a sweeping, industry-wide enforcement campaign. By 2

/regulation /wealth

Greta Ranonyte

Greta Ranonyte CEO at Fintech Hub LT

€152 Billion Is Just the Beginning: How Much Further Can Lithuania’s Fintech Sector Grow?

As annual financial reports begin to surface, it’s clear that Lithuania’s fintech sector is gaining impressive momentum. In 2024, revenues generated by electronic money and payment institutions (EMIs and EPIs) in Lithuania grew by 25%. The volume of payment transactions surged by one-third compared to the previous year, reaching an impressive €152...

/startups /predictions

Ruchi Rathor

Ruchi Rathor Founder at Payomatix Technologies

Every Business Needs a Digital-First Payment Strategy-Why ?

“The way businesses handle payments is no longer a back-end decision. It’s a front-line strategy that shapes customer experience, trust, and growth.” In today’s always-on world, digital transformation is no longer a trend — it’s a necessity. Businesses are embracing cloud platforms, AI tools, and automated workflows to stay competitive. Yet one are...

/payments

Alex Malyshev

Alex Malyshev CEO, Co-founder at SDK.finance, FinTech software provider

Owning Your Payment Infrastructure: Why FinTechs Are Rethinking ‘Platform as a Service’

In the early days of FinTech, speed to market was everything. Platform-as-a-Service (PaaS) models promised rapid deployment, simplified compliance, and pre-integrated features. For many startups, this was a lifeline. But as these companies grow, especially in regulated or high-volume environments, they’re finding that the very infrastructure that ...

/payments /startups

John Reese

John Reese Business Analyst | Platform Growth Expert at Hashcodex

Neobank 2.0: One Account to Hold Crypto and Fiat Together

Banking just got smarter. Gone are the days when digital banking only meant checking your balance online. Now? It’s freedom. It’s control. It’s your money, your way. Still not clear? No worries. Let me explain. Imagine you are a freelancer or running a business, you know the struggle. You work with clients from all over the world. Some pay in regu...

/startups /crypto

Ruchi Rathor

Ruchi Rathor Founder at Payomatix Technologies

From Free to Premium: Why Freemium Works in Digital Payments

As digital transactions become faster, smarter, and more seamless, one question takes center stage: How do payment platforms attract users—and keep them—without compromising revenue? Enter the freemium model — a strategy that offers essential features at no cost while unlocking advanced capabilities for paying customers. Originally popular in SaaS,...

/payments /markets

Aaron Holmes

Aaron Holmes CEO at Kani Payments

Why building a fintech in Newcastle is a canny decision (and one I’d make all over again)

I recently had the pleasure of speaking at Mastercard’s FinTech 2.0 panel event, where we discussed the challenges and opportunities of scaling a fintech company outside of London. The final question stuck with me: “If you had to do it all over again, would you still build your business in Newcastle?” The answer? A resounding yes.

/regulation /startups

Ruchi Rathor

Ruchi Rathor Founder at Payomatix Technologies

Women Leading the Wallet: How Female Founders Are Redefining Digital Payments

“Finance is no longer a man’s world. It’s a smart world — and smartness has no gender.” A New Power is Shaping Fintech — And It’s Fearlessly Female A fresh wave of fintech innovation is rising — one led by bold, strategic women who are reshaping the future of digital payments with vision, leadership, and deep business acumen. These are not just fo...

/payments /startups

Now Hiring