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Fintech

Fintech discussions and conversations around the development of fintech.

Teo Blidarus

Teo Blidarus CEO and Co-Founder at FintechOS

Why Prompt-Based App Builders Won’t Disrupt Fintech, But AI-Ready Platforms Will

Tools like Lovable empower anyone with a browser to spin up a working fintech app in a weekend. These prompt-based app generation platforms have dramatically accelerated prototyping and made experimentation cheaper. For startups and product teams, this is excellent news; they can now quickly visualise ideas and avoid expensive software engagements...

/ai /predictions

Daniel Balla

Daniel Balla Co-Founder and Chief Strategy Officer at Bitrise

Poor App Development Is a Strategic Risk Fintechs Can No Longer Ignore

In an era where consumers manage their money through their smartphone, mobile apps have become table stakes for trust and retention in financial services. So why are so many fintechs building their digital experiences on shaky foundations? The reality is that fintechs cannot deliver the secure, reliable experiences their customers demand without i...

/cloud /devops

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

PS25/12 – FCA Changes to the Safeguarding Regime for Payments and E-Money Firms

From May 2026, the Financial Conduct Authority is bringing in sweeping changes to how payment and e-money firms protect customer funds. These reforms, published in PS25/12, are aimed at fixing weaknesses that have led to big losses when firms failed, in some cases, customers got back less than half of what they were owed. Why now? The payments an...

/payments /regulation

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

New Risk Landscape: What the EBA’s 2025 Report Means for Fintech

The European Banking Authority (EBA) recently published its fifth biennial Opinion and Report on money laundering (ML) and terrorist financing (TF) risks affecting the EU’s financial sector. While these reports are typically regulatory in nature, the 2025 edition reads like a warning bell for the fintech industry — especially for firms that are gr...

/regulation /crime

Viacheslav Kostin

Viacheslav Kostin CEO at WislaCode Solutions

Best Fintech Innovations Transforming Small Business Banking

In the fast-paced world of entrepreneurship, managing finances efficiently can be the difference between thriving and merely surviving. Fintech solutions are revolutionising how small and medium-sized enterprises (SMEs) handle their money, with features like seamless currency conversions, secure digital signing, and automated tax handling. These d...

/payments /inclusion

Joseph Ibitola

Joseph Ibitola Head of Demand Generation at Flagright

Overcoming the Hidden Costs of AML Compliance

AML compliance has become an increasingly heavy burden for financial institutions. Globally, fintechs and banks spend an estimated $206 billion per year on financial crime compliance. In 2023 alone, 98% of institutions reported their compliance costs increased over the prior year, with over one-third citing ever-escalating regulations as the prim...

/payments /regulation

Kunal Patel

Kunal Patel Product Director at Worldpay

Merchant Acquiring at a Crossroads: Legacy Players Battle Fintech Disruption and Economic Strain

The merchant acquiring landscape is entering a pivotal period of transformation, and incumbent players are under mounting pressure. Once defined by scale and reliability, traditional acquirers now find themselves squeezed by nimble fintechs, economic headwinds, and the rapidly evolving needs of merchants in a digitised economy. Rising Competitive ...

/payments

Retired Member

Retired Member 

Wallet Wars 2025: Super Apps vs. Specialized Fintechs

In the rapidly shifting landscape of digital finance, 2025 is shaping up to be a defining year for digital wallets. The battle lines are drawn between two dominant forces: Super Apps that aim to be everything for everyone, and specialized fintechs laser-focused on doing one thing exceptionally well. Who will win the wallet war? And more importantl...

/payments

Barnabás Birmacher

Barnabás Birmacher CEO and Co-Founder at Bitrise

Cloud, Compliance and UX: Navigating Change in European Banking

The past decade has seen wholesale adoption of cloud infrastructure across the finance industry. This trend has been underpinned by US technology providers, from Microsoft Azure to Oracle and Google Cloud, decreasing their prices as economies of scale in US-based data centres accelerate. And while going cloud native brings benefits to product deve...

/retail /devops

Amr Adawi

Amr Adawi Co-Founder and CEO at MetaWealth

How Fintech is Debunking Wealth-Building Myths

For decades, conventional financial wisdom has shaped our thinking about wealth building and retirement planning, handed down through societal norms and parental guidance. However, in today's rapidly changing financial landscape, many of these long-held beliefs are becoming increasingly outdated with new markets and tools available to the public a...

/wealth /inclusion

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