Community
Fintech discussions and conversations around the development of fintech.
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Teo Blidarus CEO and Co-Founder at FintechOS
Tools like Lovable empower anyone with a browser to spin up a working fintech app in a weekend. These prompt-based app generation platforms have dramatically accelerated prototyping and made experimentation cheaper. For startups and product teams, this is excellent news; they can now quickly visualise ideas and avoid expensive software engagements...
14 August 2025 /ai /predictions
Daniel Balla Co-Founder and Chief Strategy Officer at Bitrise
In an era where consumers manage their money through their smartphone, mobile apps have become table stakes for trust and retention in financial services. So why are so many fintechs building their digital experiences on shaky foundations? The reality is that fintechs cannot deliver the secure, reliable experiences their customers demand without i...
14 August 2025 /cloud /devops
Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone
From May 2026, the Financial Conduct Authority is bringing in sweeping changes to how payment and e-money firms protect customer funds. These reforms, published in PS25/12, are aimed at fixing weaknesses that have led to big losses when firms failed, in some cases, customers got back less than half of what they were owed. Why now? The payments an...
11 August 2025 /payments /regulation
The European Banking Authority (EBA) recently published its fifth biennial Opinion and Report on money laundering (ML) and terrorist financing (TF) risks affecting the EU’s financial sector. While these reports are typically regulatory in nature, the 2025 edition reads like a warning bell for the fintech industry — especially for firms that are gr...
07 August 2025 /regulation /crime
Viacheslav Kostin CEO at WislaCode Solutions
In the fast-paced world of entrepreneurship, managing finances efficiently can be the difference between thriving and merely surviving. Fintech solutions are revolutionising how small and medium-sized enterprises (SMEs) handle their money, with features like seamless currency conversions, secure digital signing, and automated tax handling. These d...
07 August 2025 /payments /inclusion
Joseph Ibitola Head of Demand Generation at Flagright
AML compliance has become an increasingly heavy burden for financial institutions. Globally, fintechs and banks spend an estimated $206 billion per year on financial crime compliance. In 2023 alone, 98% of institutions reported their compliance costs increased over the prior year, with over one-third citing ever-escalating regulations as the prim...
05 August 2025 /payments /regulation
Kunal Patel Product Director at Worldpay
The merchant acquiring landscape is entering a pivotal period of transformation, and incumbent players are under mounting pressure. Once defined by scale and reliability, traditional acquirers now find themselves squeezed by nimble fintechs, economic headwinds, and the rapidly evolving needs of merchants in a digitised economy. Rising Competitive ...
02 August 2025 /payments
Retired Member
In the rapidly shifting landscape of digital finance, 2025 is shaping up to be a defining year for digital wallets. The battle lines are drawn between two dominant forces: Super Apps that aim to be everything for everyone, and specialized fintechs laser-focused on doing one thing exceptionally well. Who will win the wallet war? And more importantl...
30 July 2025 /payments
Barnabás Birmacher CEO and Co-Founder at Bitrise
The past decade has seen wholesale adoption of cloud infrastructure across the finance industry. This trend has been underpinned by US technology providers, from Microsoft Azure to Oracle and Google Cloud, decreasing their prices as economies of scale in US-based data centres accelerate. And while going cloud native brings benefits to product deve...
29 July 2025 /retail /devops
Amr Adawi Co-Founder and CEO at MetaWealth
For decades, conventional financial wisdom has shaped our thinking about wealth building and retirement planning, handed down through societal norms and parental guidance. However, in today's rapidly changing financial landscape, many of these long-held beliefs are becoming increasingly outdated with new markets and tools available to the public a...
28 July 2025 /wealth /inclusion
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