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Fintech discussions and conversations around the development of fintech.
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As of 28th June 2023, the European Commission unveiled a draft proposal for a comprehensive Payment Services package. This package comprises the third Payment Services Directive (PSD3) and a new Payment Services Regulation (PSR), which are set to supersede the existing PSD2 and Electronic Money Directive. Open banking opportunities in PSD2 PSD2 h...
01 August 2023 /payments /regulation
Nick Parminter Founder & CEO at Class35
A heady combination of macroeconomic factors have ended the “free cash” era on which many growth investors and the ventures they back were built. The combination of the Russia:Ukraine war, the economic aftermath of Covid and Brexit have resulted in stubbornly high inflation and reactively increasing interest rates. Growth investors themselves are ...
27 July 2023 /startups /markets
Benjamin Thurlow
As costs skyrocket for everyone, businesses must look to drive internal efficiencies to protect their margins – could digital payments such as commercial cards provide a lifeline? An economic crisis impacts everyone. Just as consumers have to manage their personal finances, businesses are scratching their heads as to how to balance the books – a ...
26 July 2023 /payments
Brian Johnston Chief Impact Officer at Cogo
According to the GHG Protocol corporate standard, a company's greenhouse gas emissions can be classified into three ‘Scopes’. Scope 1 and 2 are mandatory to report, whereas scope 3 is mostly voluntary and the hardest to monitor. For this reason, they’re often referred to as the ‘invisible’ carbon footprint. This post delves into what Scope 3 emis...
24 July 2023 /cloud /devops
Denis Shafranik Co Founder at Concentric
Fintech has been the star startup sector of Europe for several years, but it has been one of the hardest hit by recent headwinds. European fintech funding was down a whopping 83% in Q1 of 2023, while deal volume reached its lowest level since the end of 2015. This has left many in the sector concerned about their prospects and ability to raise the...
18 July 2023 /startups /crypto
In the present speedy business scene, effective administration of resources assumes a significant part in driving development and keeping an upper hand. To smooth out and enhance this interaction, the Asset Finance Software Industry has arisen as a distinct advantage, upsetting how associations handle their resources. In this blog entry, we will d...
18 July 2023
Naina Rajgopalan Content Head at Freo
The United States stock market is thriving, presenting a unique opportunity for European investors to access top-performing American companies. Investing in US stocks from Europe can be intimidating, but the potential rewards are well worth the effort. In this article, we'll provide you with a comprehensive guide to investing in US stocks. We'll c...
17 July 2023 /regulation /inclusion
Mike Dean
In the last 12 months, HMRC have made changes to the R&D tax relief scheme in a bid to eradicate the malpractice that has developed within the R&D tax sector. While this extra scrutiny is welcome in a market that has, without any doubt, experienced problems due to a few bad apples, this shift in HMRC’s behaviour has caused some ripples to ...
13 July 2023 /regulation
Raja Creditmantri@123 Business Analyst at Creditmantri
Maintaining a good credit score is essential for establishing a solid credit history and being in the good books of credit rating providers. Here are some tips to help you build and maintain a favorable credit score. Tips to Maintain a Favourable Credit Score Pay bills on time - Paying your bills, loans, and credit card payments on time is one of...
09 July 2023 /inclusion
A personal loan is a great way to fund your financial needs. Personal loans can be used for a variety of reasons and hence making it a perfect choice for applicants. They come with flexible repayment tenure which allows better management of finances. As with any other loan, a personal loan has to be paid back. So, what are the ways in which the E
07 July 2023 /inclusion
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