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Finextra and Oracle have gathered together some of the industry's top thought leaders to discuss, debate and analyse the key trends and issues within transaction banking, regulations and retail banking. This group will focus on upcoming regulations, new service offerings and industry debate shaping the new financial services landscape with regular blog posts, video interviews, webcasts debates and surveys.
It is impossible to punish banking through fines. Regulators must know this. When one reads of the scale of fines in the financial services industry, it is often hard to conceive of the amounts that t...
To a large extent, Asian banks are in a somewhat enviable position. China is certainly the economic giant of the region, and if China’s economy slows, it does have knock-on effects, yet, the economies...
When you've lived and worked in London your whole life you become accustomed to a certain level of convenience. You fall into a trap of thinking every high street in Britain is as similarly equipped a...
I first read about Bitcoin a number of years ago, and was intrigued. I scanned Satoshi Nakamoto's initial whitepaper that kicked it all off, and looked into the burgeoning scene emerging around Bitcoi...
The Asian Retail banking business has developed rapidly in the past two decades as both economies and businesses have increased in sophistication and wealth. Japan is still the largest retail banking ...
Ockham’s Razor is one of the sharpest tools in the box of a journalist. The razor is a figurative tool, which identifies the truth as being the view that includes the fewest assumptions. The phrase “J...
PayPal has been doing a fair bit of engagement over the past 5 years with its burgeoning developer community and reaching out to start-ups, as you would expect from any mature, successful Silicon Vall...
The news that US financial services firms are beginning to use peer-to-peer or person-to-person (P2P) platforms as a method of reaching borrowers is a bit concerning. More worrying is that P2P loans a...
A detail sprang out at me in the recent investigation into Mizuho Bank’s accidental funding of organised criminals in Japan. The bank funded loans via an associated firm, Orico, which acted as the len...
Over the past 3 years, online banking in Asia has been growing rapidly. A recent survey indicates that the usage of Internet banking has increased by 28% across Asia in the past five years, and the fr...
The future of money is a decentralised, unregulated, completely digital currency. I feel like the only thing that anyone’s talking about now is bitcoin. Bitcoin ATMs, the Silk Road shutdown, the man w...
Over the past few weeks, the Shanghai Free Trade Zone (FTZ) has captured business headlines here in China and abroad as discussion continues about the impact that the zone will have on reform in China...