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Payments systems visions, strategies, trends, pilots, forecasting, and planning for the short-, medium-, and far-term.
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Retired Member
My another passion is to understand how to identify and sign documents/ agreements online. To understand the complexity of this issue, I would like you to describe your local law and methods how you are identified when logging in to third party solutions? Second thing, what your local law says about methods which are valid to identify. So far I kn...
02 February 2011 /regulation
Turn Your A/P Cost Center into a Revenue Generator! As a follow on to my last post, Funding Your Accounts Payable Automation Projects, which discussed the use of virtual card technology to earn rebates, I thought it would be useful to offer an example of revenue potential. A corporation that prints and mails (5,000) checks per month at a cost of $...
31 January 2011 /payments
When meeting merchants who offer services online, most of them one day ask is there any other option than card based systems, where fees run up to 2,5 % or even 4 % per transaction. Of course there are other options but card payments are most common and accepted world wide. Sometimes I have wondered for example if Amazon could offer me e-invoice o...
28 January 2011 /payments /retail
Over 10 years ago my former employee (bank) with mobile manufacturer was dreaming of building dual chip mobile handset. It was planned to have one chip card for SIM and other for card payments. It never realized. Since that I have been following several mobile payment trials. Now I am keen to hear how Google will solve this dilemma. When browsing
25 January 2011 /payments
Often times, we see automation technology implemented in the same sequence as A/P processes. Areas such as document scanning, OCR, e-Invoicing, imaging, workflow and payment approval are addressed before payment execution. But did you know that payment execution has the potential to fund other A/P automation efforts? The latest trend among corpora...
21 January 2011 /payments
Miloslav Hoschek Freelancer at e-Silk Road, NGO
Can we then measure the global money supply for instance in yottabits, or 1.000.000.000.000.000.000.000.000 bits? cont. copyright Miloslav HOSCHEK PhD independent consultant mhoschek/ad/gmail.com
05 January 2011 /regulation
Barry Kislingbury Lead Solutions Consultant at ACI Worldwide
The term ‘Payment Services Hub’ (PSH) has become the latest and greatest buzz word in the payments industry, and promises a new and innovative alternative to the traditional ‘payment engine’. This is because payment engine projects have the reputation of being for the larger bank, ridiculously expensive, difficult to implement and even harder to ...
03 December 2010 /payments /wholesale
Let's define at first the abstract new terminology related to our theme. We will suppose that the deflation spiral has limited constraints and frames. We will explain here how the deflation spiral transform to a deflation helix under the influence of a negative discount rate. cont. copyright Miloslav HOSCHEK PhD independent consultant mhoschek/ad...
09 October 2010 /payments /regulation
In Wall Street Journal paper Sept.10, a chief economist of Citi London Mr. Willem Buiter had written interesting article titled: Is this the Right Time for the Fed to go Negative? It is not a bad article, but nothing more. Missing a strong new ideas, how to tame deflation using a new central bank engines and how to model this anti-deflation n
17 September 2010
cont. copyright Miloslav HOSCHEK PhD independent consultant mhoschek/ad/gmail.com
21 July 2010 /payments
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