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Nadeem Shamim, Head of Cash & Liquidity Management, SmartStream Technologies, speaks about the significance of the launch of their latest whitepaper on Intraday Liquidity Management, the new business drivers changing this space, where banks stand, how SmartStream can help through real-time management and the outlook for the future of emerging technologies.

This paper explores the opportunities that financial institutions can take to transform the intraday liquidity discussion, from one of an operational burden into one that adds true business value. Institutions can leverage cloud computing, artificial intelligence and machine learning to achieve the goals that have long eluded them: real-time pro-active management of their global intraday liquidity. Download this paper to find out more.

SmartStream Technologies, the financial Transaction Lifecycle Management (TLM®) solutions provider, today released a white paper to inform financial institutions of the regulatory pressures imposed on intraday liquidity requirements.

SmartStream Technologies, the financial Transaction Lifecycle Management (TLM®) solutions provider, today announced their partnership with Finanz Informatik Solutions Plus GmbH, to help their German clients with implementation projects and application management of SmartStream’s Corona solutions, as well as their next generation TLM Aurora offerings.

Santosh Tripathy, Practice Lead, SmartStream Technologies & Pritesh Kotecha, SVP EMEA, SmartStream Technologies, speak at Money 20/20 Europe about the best approach to innovation in a competitive marketplace, what ecosystem players need to take into consideration going forward and how this space is likely to evolve in the future.

SmartStream Technologies, the financial Transaction Lifecycle Management (TLM®) solutions provider, today announced a new client driven strategic focus in line with the new FSA (now PRA) rules governing liquidity management for UK and foreign branches.

Andreas Burner, CIO, and Mark Taylor, Global Head of Sales, SmartStream, speak at Money20/20 ASIA in Singapore about AI adoption across APAC capital markets, where AI will have most impact going forward and which areas fintechs need to focus on in order to meet the demands of APAC.

Discussion
The challenging fragmentation of the international payments system
Ketharaman Swaminathan

Ketharaman Swaminathan

  "International Payments" is in the title of this post. Problem definition is for international payments. AFAIK, the cited solutions from Monzo, Apple Pay and Amazon are domestic payment solutions. Curious to know what's their relevance in the context of international payments. Also one point re. mobile wallets in India. The popular products are PayTM, PayZapp, PhonePe, BHIM, Google Pay. Even if some of them have a proprietary wallet, fact is, all of them support UPI, an interbank standard defined and administered by NPCI, a bank-consortium. UPI allows Person A using Google Pay to send payments from their account in Bank A to Person B's account in Bank B, notwithstanding whether Person B uses Google Pay or PhonePe, or whatever. Ergo, they are totally interoperable. They are also zero cost for customers and are not restricted in any usual sense of the term. (But they don't support international payments.)
The challenging fragmentation of the international payments system
A Finextra member

A Finextra member

  In 1996 the SET consortium was established by Visa, Mastercard, Microsoft, IBM, Netscape and others. They jointly created the SET standard and was supposed to become the de-facto standard to secure payments and other electronic transactions conducted via the internet. SET would be supported by the different browsers (at that time mainly Netscape and Microsoft) so that man-in-the-middle attacks were not possible. Apparently, the technology was too early/complex/expensive for wide adoption and conflict of interests too strong, which caused that it never became the overall transaction security standard that one had envisioned. As a result, alsmost 25 years later we are still facing multiple 'standards' and difficulties implementing SCA (like for PSD2).
TOO SIMPLE TO BE REAL?
João Bohner

João Bohner

    "the bankers do not master their data!" It's so true!  
PSD2 and two-factor authentication: a double security challenge for banks
Ambrish Parmar
Blog group founder

Ambrish Parmar

  Hi Mike. Thank you for posting. The tension between openess, immediacy of product and service offering and security will persist and will need to evolve constantly. Please continue your contributions. Ambrish - group founder  
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